2137 SE 28th Dr, Gainesville, FL 32641 Property Records

Alachua County property record for 2137 SE 28th Dr, Gainesville, FL 32641

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,319 sqft · built 2011
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Sep 2022)
Tax Bill$4,069 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16134-052-009

Property Details

APN / Parcel Number

Primary APN16134-052-009
Alternative APNs
  • 01049280000
  • 1090130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,319 sqft Living Area
Gross Area1,595 sqft
1st Floor Area1,319 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Garage TypeAttached
Garage Area276 sqft
DrivewayDriveway
Driveway Area378 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2137 SE 28TH DR
CityGAINESVILLE
StateFL
Zip32641-2021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionLANAS PLACE SUBDIVISION PB 28 PG 67 LOT 9 OR 5036/2441
Legal Range20E
Legal Township10S
Legal Section11
Legal SubdivisionLANAS PLACE
Legal Lot Number9
JurisdictionALACHUA FL
Township / Civil DivisionGAINESVILLE
Census Block Group4
Census Block4032
Census Tract700

Owner

2137 SE 28th Dr is owned and occupied by an individual who bought it in September 2022.

Source: Alachua County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address2137 SE 28TH DR, GAINESVILLE, FL 32641-2021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ALACHUA COUNTY DEPT OF COMMUNITY SUPPORT
Sep 12, 2022Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2022 · Amount on File
Deed SaleSep 12, 2022 · Amount on File
Deed Document Number20223444699
Deed Book / Page5036 / 2441
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALACHUA FL
Property Address2137 SE 28TH DR, GAINESVILLE, FL 32641-2021
Transaction TypeMortgage
Record UpdatedMay 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050861394
DateApr 26, 2023
Book Page5086/1394
Instrument3486891
Lender
NameALACHUA COUNTY DEPT OF COMMUNITY SUPPORT
TypeNon-Lending Institution
AddressGAINESVILLE, FL 32601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term113 Months
DueSep 6, 2032

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateSep 12, 2022
Property Address2137 SE 28TH DR, GAINESVILLE, FL 32641-2021
Document Number0050362441
Book / Page5036 / 2441
Map ReferenceMB 28 PG 67&68
Instrument DateSep 6, 2022
Instrument3444699
Transaction TypeTransfer
Record UpdatedOct 7, 2022
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address633 NW 8TH AVE, 633, GAINESVILLE, FL 32601-5074

Transferred To (Grantee/Buyer)

NameVerified Name
Address2137 SE 28TH DR, GAINESVILLE, FL 32641-2021

Mortgage

Document Number0050362443
DateSep 12, 2022
Instrument5036/2443
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Mortgage

Document Number0050362464
DateSep 12, 2022
Book Page5036/2464
Instrument3444701
Lender
NameBOARD OF COUNTY COMMISSIONERS
TypeGovernment Agency
AddressGAINESVILLE, FL 32601
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueSep 6, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2137 SE 28th Dr was $4,069, up 6.4% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyAlachua County
Unified School DistrictAlachua County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,069.00 (+6.43%)$177,148 Land $23,500 Building $153,648$177,148 Land $23,500 Building $200,648
2024$3,823.00 (+7.69%)
2023$3,550.00 (+934.99%)$165,424 (+12.2%) Land $8,000 Building $157,424$165,424 (+12.2%) Land $8,000 Building $157,424
2022$343.00 Additional exemption filed$147,436 Land $8,000 Building $139,436$147,436 Land $8,000 Building $139,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2137 SE 28th Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2137 SE 28th Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRU - MURPHREE WTP
public/private · serves 195,768 people · EPA ID FL2010946
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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