Catoosa County property record for 2137 Saunders Rd, Ringgold, GA 30736
| Property Type | Rural Home |
|---|---|
| Details | 3.5 ba · 3,198 sqft · built 2008 |
| Lot Size | 2.39 acres (104,108 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $397,000 (Dec 2018) |
| Tax Bill | $4,143 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00500052000 |
| Primary APN | 00500052000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,198 sqft Heated Area |
| 1st Floor Area | 1,020 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 104,108 sqft (2.39 acres) |
| Garage Area | 576 sqft |
| Porch | Patio |
| Porch Area | 390 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22700 |
|---|---|
| Street Address | 2137 SAUNDERS RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | PT LL 63 28/3 |
| Legal Subdivision | STEVENS HENRYS ADD RIDGESIDE |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 30202 |
2137 Saunders Rd, a rural home, is owned and occupied by two individuals who bought it in December 2018.
Source: Catoosa County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2137 SAUNDERS RD, RINGGOLD, GA 30736-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2020 | Deed of Trust, Mortgage · Conventional with PMI TJC MTG |
| Dec 18, 2018 | Warranty Deed, Transfer · Conventional with PMI TJC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2018 · Amount on File |
| Deed Sale | Dec 17, 2018 · Amount on File |
| Prior Sale | Sep 19, 2014 · Amount on File |
| Deed Document Number | 20182746 |
| Deed Book / Page | 1968 / 72 |
| Prior Transfer Date | Dec 17, 2007 |
| Prior Transfer Doc | 0014120257 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 2137 SAUNDERS RD, RINGGOLD, GA 30736-4020 |
| Document Number | 0020510528 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | REALTY TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2137 SAUNDERS RD RINGGOLD GA 307364020, RINGGOLD, GA 30736-4020 |
| Document Number | 0020510528 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 002051/000528 |
| Instrument | 3500 |
| Name | TJC MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Dec 18, 2018 |
| Property Address | 2137 SAUNDERS RD, RINGGOLD, GA 30736-4020 |
| Document Number | 0019680072 |
| Book / Page | 001968 / 000072 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2137 SAUNDERS RD RINGGOLD GA 307364020, RINGGOLD, GA 30736-4020 |
| Document Number | 19680075 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 001968/000075 |
| Name | TJC MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2048 |
The 2025 property tax bill for 2137 Saunders Rd was $4,143 with a homeowner's exemption.
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,143.00 Homeowner's exemption | $229,922 Land $25,982 Building $203,940 | $574,806 Land $64,956 Building $509,850 |
| 2023 | $3,950.00 (+21.2%) Homeowner's exemption | $178,470 Land $15,872 Building $162,598 | $446,173 Land $39,679 Building $406,494 |
| 2022 | $3,259.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2137 Saunders Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2137 Saunders Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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