2137 Central St, Detroit, MI 48209 Property Records

Wayne County property record for 2137 Central St, Detroit, MI 48209

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,305 sqft · built 1917
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Oct 2022)
Tax Bill	$34 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20004962`

Property Details

APN / Parcel Number

Primary APN	`20004962`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,305 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 39 ft wide
Garage Area	1,056 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	316 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	2137 CENTRAL ST
City	DETROIT
State	MI
Zip	48209-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	W CENTRAL 177 FERNDALE AVE SUB L30 P56 PLATS, W C R 20/349 39 X 110
Legal Subdivision	FERNDALE AVE
Legal Block	104
Jurisdiction	WAYNE MI
Township / Civil Division	DETROIT
Census Block Group	3
Census Block	3001
Census Tract	524200

Owner

2137 Central St is owned and occupied by an individual who bought it in October 2022.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	2137 CENTRAL ST, DETROIT, MI 48209-1501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Oct 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Oct 11, 2022	Warranty Deed, Transfer ALLIANCE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Oct 2, 2009 · Amount on File
Deed Document Number	2022306070
Deed Book / Page	57898 / 1172
Prior Transfer Date	Jan 7, 2009
Prior Transfer Doc	0476701417
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2137 CENTRAL ST, DETROIT, MI 48209-1501
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2137 CENTRAL ST, DETROIT, MI 48209-1501

Mortgage

Document Number	0570671158
Date	Sep 28, 2021
Book Page	57067/1158
Instrument	2021355307

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2137 CENTRAL ST, DETROIT, MI 48209-1501
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 COY ST, FERNDALE, MI 48220-3419

Mortgage

Document Number	0578861228
Date	Oct 4, 2022
Book Page	57886/1228
Instrument	2022299945

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 11, 2022
Property Address	2137 CENTRAL ST, DETROIT, MI 48209-1501
Document Number	0578981172
Book / Page	57898 / 1172
Map Reference	LB 30 PG 56
Instrument Date	Oct 3, 2022
Instrument	2022306070
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ALLIANCE TITLE

Transaction

Amount	Amount on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2137 CENTRAL ST, DETROIT, MI 48209-1501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 COY ST, FERNDALE, MI 48220-3419

Tax Assessment & Valuation

The 2025 property tax bill for 2137 Central St was $34 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Detroit City
Unified School District	Detroit Public Schools Community District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,700	$3,400
2025	$34.00
2023		$70,200	$140,400
2020	$1,093.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2137 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2137 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DETROIT serves 633,218 people · EPA ID MI0001800
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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