2137 4th St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 2137 4th St, White Bear Lake, MN 55110

Property Summary

Property Type	Regional Shopping Center, Mall
Details	19,236 sqft · built 1996
Lot Size	0.611 acres (26,600 sqft)
Owner	Company Name on File
Last Sale	$4,050,000 (Jul 2022)
Tax Bill	$62,392 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-30-22-41-0157`

Property Details

APN / Parcel Number

Primary APN	`14-30-22-41-0157`
Alternative APNs	`7990670` `1880`

Interior

Building Area	19,236 sqft Building Perimeter

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Exterior Material	Other
Lot Area	26,600 sqft (0.611 acres)
View / Lot	Business Cluster

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1880
Street Address	2137 4TH ST
City	SAINT PAUL
State	MN
Zip	55110-3037
Property Category	Commercial
Property Type	Commercial > Retail > Regional Shopping Center, Mall
Legal Description	MAINSTREET CROSSING,FIRST ADD LOT 3 BLK 1
Legal Range	22
Legal Township	30
Legal Section	14
Legal Subdivision	MAINSTREET CROSSING,FIRST ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	1
Census Block	1011
Census Tract	40502

Owner

Source: Ramsey County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1748 HICKORY HILL DR, SAINT PAUL, MN 55122-2436
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Deed Document Number	20221443390
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 22, 2022
Property Address	2137 4TH ST, WHITE BEAR LAKE, MN 55110-3037
Document Number	0A04956913
Instrument Date	Jul 20, 2022
Instrument	A04956913
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$13,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 GROVELAND AVE, MINNEAPOLIS, MN 55403-3219
Mail Care Of	HB REGISTRY LLC

Mortgage

Document Number	0A04956914
Date	Jul 22, 2022
Instrument	A04956914

Lender

Name	MIDCOUNTRY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2032

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,506,700 (+3.35%) Land $399,000 Building $2,107,700	$2,506,700 (+3.35%) Land $399,000 Building $2,107,700
2025	$62,392.00 (+14.82%)	$2,425,400 (+26.26%) Land $399,000 Building $2,026,400	$2,425,400 (+26.26%) Land $399,000 Building $2,026,400
2023	$54,340.00	$1,921,000 Land $399,000 Building $1,522,000	$1,921,000 Land $399,000 Building $1,522,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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