2137 270th St, Otho, IA 50569 Property Records

Webster County property record for 2137 270th St, Otho, IA 50569

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,830 sqft · built 1900
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Oct 2009 Mortgage Oct 2007 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1025300005`

Property Details

APN / Parcel Number

Primary APN	`1025300005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	92,783 sqft (2.13 acres)
Garage Type	Mixed
Garage Area	810 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	231 sqft
Deck Area	380 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2137 270TH ST
City	OTHO
State	IA
Zip	50569-7522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-88-29 PR ELKHORN TWP SE SW W300' E836' S350'
Legal Range	29W
Legal Township	88N
Legal Section	25
Legal Subdivision	PR ELKHORN TWP
Jurisdiction	WEBSTER IA
Township / Civil Division	ELKHORN
Census Block Group	1
Census Block	1024
Census Tract	10300

Owner

Source: Webster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2137 270TH ST, OTHO, IA 50569-7522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2009	Deed of Trust, Mortgage · ARM FIRST FEDERAL SAVINGS BANK OF IOWA
Oct 12, 2007	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF IOWA
Sep 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FORT DODGE FAMILIY CREDIT UNION
Jun 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN BANK
Sep 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FORT DODGE FAMILIY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	2137 270TH ST, OTHO, IA 50569-7522
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200906269
Date	Oct 28, 2009
Instrument	2009-06269

Lender

Name	FIRST FEDERAL SAVINGS BANK OF IOWA
Type	Bank
Address	FORT DODGE, IA 50501

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2014
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Margin	3
Max Rate	11.7%

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	2137 270TH ST, OTHO, IA 50569-7522
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200706185
Date	Oct 12, 2007
Instrument	2007-06185

Lender

Name	FIRST FEDERAL SAVINGS BANK OF IOWA
Type	Bank
Address	FORT DODGE, IA 50501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	2137 270TH ST, OTHO, IA 50569-7522
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903777
Date	Sep 5, 2019
Instrument	2019-03777

Lender

Name	FORT DODGE FAMILIY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2029

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	2137 270TH ST, OTHO, IA 50569-7522
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201602643
Date	Jun 14, 2016
Instrument	2016-02643

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2031

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	2137 270TH ST, OTHO, IA 50569-7522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903777
Date	Sep 5, 2019
Instrument	2019-03777

Lender

Name	FORT DODGE FAMILIY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2029

Tax Assessment & Valuation

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Unified School District	Southeast Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,646.00 Homeowner's exemption	$198,070 (+12.77%) Land $36,000 Building $162,070	$198,070 (+12.77%) Land $36,000 Building $162,070
2024	$1,646.00 (+7.16%)
2023		$175,640 (+25.23%) Land $27,000 Building $148,640	$175,640 (+25.23%) Land $27,000 Building $148,640
2022	$1,536.00 Homeowner's exemption	$140,250 Land $27,000 Building $113,250
2021			$140,250 Land $27,000 Building $113,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 4, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Webster-Calhoun Cooperative Telephone Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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