21366 Ns 409 Rd, Nowata, OK 74048 Property Records

Nowata County property record for 21366 Ns 409 Rd, Nowata, OK 74048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2020)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-28-26N-15E-2-007-00`

Property Details

APN / Parcel Number

Primary APN	`0000-28-26N-15E-2-007-00`
Alternative APN	`1378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Slab
Porch Area	804 sqft
Poultry House	126 sqft
Pole Barn	1,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1378
Street Address	21366 NS 409 RD
City	NOWATA
State	OK
Zip	74048-5913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 28-26N-15E W2NWSWNW
Legal Range	15E
Legal Township	26N
Legal Section	28
Jurisdiction	NOWATA OK
Township / Civil Division	NOWATA
Census Block Group	1
Census Block	1059
Census Tract	172300

Owner

Source: Nowata County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21366 NS 409 RD, NOWATA, OK 74048-5913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Sep 29, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED FIDELITY FUNDING CORP
Jun 26, 2019	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	20201454
Deed Book / Page	859 / 78
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	21366 NS 409 RD, NOWATA, OK 74048-5913
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21366 NS 409 RD, NOWATA, OK 74048-5913

Mortgage

Document Number	000876/110
Date	Sep 29, 2022
Book Page	876/110
Instrument	I-2022-003156

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NOWATA OK
Recording Date	Sep 29, 2020
Property Address	21366 NS 409 RD, NOWATA, OK 74048-5913
Document Number	0000859/78
Book / Page	859 / 78
Instrument Date	Sep 2, 2020
Instrument	I-2020-001454
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 463, NOWATA, OK 74048-0463
Investor	Possibly a Property Investor

Mortgage

Document Number	I2020001455
Date	Sep 29, 2020
Instrument	I-2020-001455

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NOWATA OK
Recording Date	Jun 26, 2019
Property Address	21366 NS 409 RD, NOWATA, OK 74048-5913
Document Number	000850/543
Book / Page	0850 / 543
Instrument Date	Jun 21, 2019
Instrument	I-2019-001013
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RR 1 BOX 463, NOWATA, OK 74048-9754

Mortgage

Document Number	I2019001014
Date	Jun 26, 2019
Instrument	I-2019-001014

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Nowata County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Nowata County
Unified School District	Nowata Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,511 (+5.01%) Land $2,292 Building $14,219	$137,586 (-18.26%) Land $19,096 Building $118,490
2025	$1,552.00 (-1.46%)	$15,724 (+4.99%) Land $2,182 Building $13,542	$168,331 (-0.76%) Land $39,300 Building $129,031
2024	$1,575.00 (+16.24%)	$14,976 (+5%) Land $2,079 Building $12,897	$169,617 (+42.71%) Land $30,000 Building $139,617
2023	$1,355.00 (-35.45%)	$14,263 (-35.75%) Land $1,877 Building $12,386	$118,854 (-35.75%) Land $15,640 Building $103,214
2022	$2,099.00	$22,200 Land $1,380 Building $20,820	$185,000 Land $11,500 Building $173,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 72% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELM BEND RWD INC serves 600 people · EPA ID OK3005309
Water Source	Purchased surface water from NOWATA MUNICIPAL AUTHORITY
Last State Inspection	Jun 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2025 Total trihalomethanes not recorded as resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wake Wireless Fixed Wireless	500 / 200
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	25 / 3
BartNet IP Fixed Wireless	10 / 1

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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