21360 Valley Oak Dr, Middletown, CA 95461 Property Records

Lake County property record for 21360 Valley Oak Dr, Middletown, CA 95461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	Trust Name on File
Last Sale	$419,000 (Jul 2020)
Tax Bill	$5,350 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-511-140-000`

Property Details

APN / Parcel Number

Primary APN	`014-511-140-000`
Alternative APN	`014-511-14`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Concrete
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	014-511-14
Street Address	21360 VALLEY OAK DR
City	MIDDLETOWN
State	CA
Zip	95461-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SHADY OAKS ESTATES
Legal Block	3
Legal Lot Number	14
Jurisdiction	LAKE CA
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3055
Census Tract	1302

Owner

21360 Valley Oak Dr is owner-occupied and held in a trust since July 2020.

Source: Lake County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	21360 VALLEY OAK DR, MIDDLETOWN, CA 95461-9306
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	May 12, 2015 · Amount on File
Deed Document Number	20208939
Prior Transfer Date	Jan 23, 2004
Prior Transfer Doc	0000002832
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jul 23, 2020
Property Address	21360 VALLEY OAK DR, MIDDLETOWN, CA 95461-9306
Document Number	0000008939
Map Reference	MB 15 PG 33-43
Instrument Date	Jul 21, 2020
Instrument	2020008939
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21360 VALLEY OAK DR, MIDDLETOWN, CA 95461-9306

Mortgage

Document Number	0000008940
Date	Jul 23, 2020
Instrument	2020008940

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 21360 Valley Oak Dr was $5,350 with a homeowner's exemption, up 1.5% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Middletown Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,350.00 (+1.48%) Homeowner's exemption	$462,607 (+2%) Land $60,723 Building $401,884
2025	$5,272.00 Homeowner's exemption	$453,537 Land $59,533 Building $394,004
2023	$5,113.00 (+0.87%) Homeowner's exemption	$435,927 Land $57,222 Building $378,705
2022	$5,069.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21360 Valley Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21360 Valley Oak Dr is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAYOMI COUNTY WATER DISTRICT serves 1,607 people · EPA ID CA1710013
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20