Hamilton County property record for 2136 Trailridge Dr, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,972 sqft · built 1985 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | Individual Name on File |
| Last Sale | $286,000 (Oct 2021) |
| Tax Bill | $5,306 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 671-0016-0237-00 |
| Primary APN | 671-0016-0237-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,972 sqft Living Area |
| 1st Floor Area | 958 sqft |
| 2nd Floor Area | 1,014 sqft |
| Basement Area | 958 sqft |
| Finished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,451 sqft (0.194 acres) |
| Lot Dimensions | 129 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2136 TRAILRIDGE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-3944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILRIDGE DR 65 X 129.90 LOT 43 JULIE TERRACE SUB BL C PHASE II |
| Legal Subdivision | JULIE TERRACE SUB |
| Legal Phase | 2 |
| Legal Block | C |
| Legal Lot Number | 43 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 23222 |
2136 Trailridge Dr is owned and occupied by an individual who bought it in October 2021.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2136 TRAILRIDGE DR, CINCINNATI, OH 45215-3944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 22, 2021 | Survivorship Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on File |
| Deed Sale | Oct 22, 2021 · Amount on File |
| Prior Sale | Dec 5, 1995 |
| Deed Document Number | 0000128717 |
| Deed Book / Page | 14529 / 2043 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2136 TRAILRIDGE DR, CINCINNATI, OH 45215-3944 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2136 TRAILRIDGE DR, CINCINNATI, OH 45215-3944 |
| Document Number | 0000074666 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 15025/895 |
| Instrument | 2023-0074666 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 22, 2021 |
| Property Address | 2136 TRAILRIDGE DR, CINCINNATI, OH 45215-3944 |
| Document Number | 0000128717 |
| Book / Page | 14529 / 2043 |
| Map Reference | MB 241 PG 95 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021-0128717 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2136 TRAILRIDGE DR, CINCINNATI, OH 45215-3944 |
| Document Number | 0000128718 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-0128718 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 2136 Trailridge Dr was $5,306, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,306.00 (+2.41%) | $100,100 (-) Land $14,406 Building $85,694 | |
| 2024 | $5,181.00 (-1.48%) | $100,100 (-) Land $14,406 Building $85,694 | |
| 2023 | $5,259.00 (+8.86%) | $100,100 (+40.47%) Land $14,406 Building $85,694 | $286,000 Land $41,160 Building $244,840 |
| 2022 | $4,831.00 Homeowner's exemption | $71,260 Land $12,348 Building $58,912 | |
| 2020 | $203,600 Land $35,280 Building $168,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2136 Trailridge Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1993–2001) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2001 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2136 Trailridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING CITY PWS serves 9,506 people · EPA ID OH3101812 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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