2136 Opal Dr, Orlando, FL 32822 Property Records

Orange County property record for 2136 Opal Dr, Orlando, FL 32822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,329 sqft · built 1986
Lot Size0.147 acres (6,417 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Dec 2020)
Tax Bill$4,311 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN02-23-30-7474-00-620

Property Details

APN / Parcel Number

Primary APN02-23-30-7474-00-620
Alternative APNs
  • 302302747400620
  • 522558
  • 528302
  • 532922

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,329 sqft Living Area
Gross Area2,115 sqft
1st Floor Area1,329 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1991
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,417 sqft (0.147 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area282 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2136 OPAL DR
CityORLANDO
StateFL
Zip32822-8330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionRIO PINAR LAKES UNIT 3 B 17/53 LOT 62
Legal Range30E
Legal Township23S
Legal Section02
Legal SubdivisionRIO PINAR LAKES UT 3B
Legal Tract7474
Legal Lot Number62
Legal Unit3
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group3
Census Block3006
Census Tract16715

Owner

Source: Orange County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2136 OPAL DR, ORLANDO, FL 32822-8330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2020Warranty Deed, Transfer · FHA Mortgage
AMERICAN BANCSHARES MTG
May 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2020 · Amount on Record
Deed SaleDec 3, 2020 · Amount on Record
Prior SaleApr 26, 2007 · Amount on Record
Deed Document Number2020630299
Prior Transfer DateApr 12, 2007
Prior Transfer Doc0000272936
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 3, 2020
Property Address2136 OPAL DR, ORLANDO, FL 32822-8330
Document Number0000630299
Instrument DateOct 30, 2020
Instrument630299
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyTITLE TEAM LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2136 OPAL DR ORLANDO FL 328228330, ORLANDO, FL 32822-8330

Mortgage

Document Number630300
DateDec 3, 2020
Instrument630300
Lender
NameAMERICAN BANCSHARES MTG
TypeBank
AddressMIAMI LAKES, FL 33016
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2050

Mortgage

Document Number630301,
DateDec 3, 2020
Instrument630301
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded
Term360 Months
DueDec 2, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2136 OPAL DR, ORLANDO, FL 32822-8330
Document Number0000302467
Instrument DateMay 14, 2018
Transaction TypeMortgage
Record UpdatedJun 18, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2136 OPAL DR ORLANDO FL 328228330, ORLANDO, FL 32822-8330

Mortgage

Document Number0000302467
DateMay 22, 2018
Instrument302467
Lender
NameDITECH FIN'L
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 21, 2038

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282,654 (+2.7%)$302,940 (-1.27%) Land $90,000 Building $212,940
2025$4,311.00 (+5.22%) Homeowner's exemption$275,223 (+5.99%)$306,830 (+8.65%) Land $90,000 Building $216,830
2024$4,097.00 (+7.11%)
2023$3,825.00 (+3.88%) Homeowner's exemption$259,676 (+3%)$282,408 (+12.02%) Land $90,000 Building $192,408
2022$3,682.00 Homeowner's exemption$252,113 Land $90,000 Building $162,113$252,113 Land $90,000 Building $162,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims7 (2022)
Claims Outside the SFHA2 of 7
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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