2136 McBrayer Rd, Clearfield, KY 40313 Property Records

Rowan County property record for 2136 McBrayer Rd, Clearfield, KY 40313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,876 sqft · built 1971
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Oct 2018)
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-00 00 016.00`

Property Details

APN / Parcel Number

Primary APN	`064-00 00 016.00`
Alternative APNs	`6423` `6424` `6792`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Living Area
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	174,240 sqft (4 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	6792
Street Address	2136 MCBRAYER RD
City	CLEARFIELD
State	KY
Zip	40313-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & APT & 4 A+- MCBRAYER ROAD
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3000
Census Tract	950302

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2136 MCBRAYER RD, CLEARFIELD, KY 40313-9115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOIEX
Jan 16, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 29, 2018	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Apr 24, 2013 · Amount on Record
Deed Document Number	411732
Deed Book / Page	D269 / 675
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	2136 MCBRAYER RD, CLEARFIELD, KY 40313-9115
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2136 MCBRAYER RD, CLEARFIELD, KY 40313-9115

Mortgage

Document Number	000A445/49
Date	Jan 28, 2022
Book Page	A445/49
Instrument	2014679

Lender

Name	CORELOGIC SOIEX
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	2136 MCBRAYER RD, CLEARFIELD, KY 40313-9115
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A413/697
Date	Jan 16, 2020
Book Page	A413/697
Instrument	2003475

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 29, 2018
Property Address	2136 MCBRAYER RD, CLEARFIELD, KY 40313-9115
Document Number	00D269/675
Book / Page	D269 / 675
Instrument Date	Oct 17, 2018
Instrument	411732
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TITLE FAMILY OF CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1357, MOREHEAD, KY 40351-5357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2136 MEBRAYER RD, CLEARFIELD, KY 40313-9115

Mortgage

Document Number	0000411733
Date	Oct 29, 2018
Instrument	411733

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,047.00 (-1.78%)	$244,650 (-) Land $32,000 Building $212,650	$244,650 (-) Land $32,000 Building $212,650
2023	$2,084.00	$244,650 Land $32,000 Building $212,650	$244,650 Land $32,000 Building $212,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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