2136 Live Oak Lake Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2136 Live Oak Lake Rd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,144 sqft · built 2022
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (May 2022)
Tax Bill$6,580 (2025)
Deeds & MortgagesMay 2022 Sale
Flood ZoneZone X (minimal risk)
APN082631397500012760

Property Details

APN / Parcel Number

Primary APN082631397500012760

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,144 sqft Heated Area
Gross Area2,834 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2136 LIVE OAK LAKE RD
CitySAINT CLOUD
StateFL
Zip34771-8434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIVE OAK LAKE PH 3 PB 30 PGS 1-5 LOT 276
Legal SubdivisionLIVE OAK LAKE PHS 1 2 & 3
Legal Phase3
Legal Lot Number276
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11712 STONECREEK CIR, FORT MYERS, FL 33913-9082
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2022 · Amount on Record
Deed SaleMay 18, 2022 · Amount on Record
Deed Document Number2022078470
Deed Book / Page6216 / 1059
Record UpdatedJun 8, 2026

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 18, 2022
Property Address2136 LIVE OAK LAKE RD, SAINT CLOUD, FL 34771-8434
Document Number0062161059
Book / Page6216 / 1059
Map ReferenceMB 30 PG 1-5
Instrument DateMay 12, 2022
Instrument2022078470
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address11712 STONECREEK CIR, FORT MYERS, FL 33913-9082

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,580.00 (+16.63%)$367,400 (+2.2%) Land $78,800 Building $288,600$367,400 (+2.2%) Land $78,800 Building $288,600
2023$5,642.00 (+299.58%)$359,500 (+470.63%) Land $68,200 Building $291,300$359,500 (+470.63%) Land $68,200 Building $291,300
2022$1,412.00$63,000 Land $63,000$63,000 Land $63,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on Live Oak Lake Rd

Nearby Streets

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