Charlotte County property record for 2136 Harbour Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,222 sqft · built 2004 |
| Lot Size | 0.521 acres (22,711 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $857,000 (Jun 2022) |
| Tax Bill | $8,229 (2025) |
| Deeds & Mortgages | Jun 2022 Sale Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 402315210002 |
| Primary APN | 402315210002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,222 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 2,222 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 22,711 sqft (0.521 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 641 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 35 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 353 sqft |
| Loading Dock | 930 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00834240000004 |
|---|---|
| Street Address | 2136 HARBOUR DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-8784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HRBR HTS SEC 3 BLK 51 LTS 36 & 37 305/825 2157/1387 2263/1118 3315/2091 DC3458/222-JCM 3469/570 3668/1068 4415/39 5001/1586 3418464 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 15 |
| Legal Subdivision | HRBR HTS |
| Legal Block | 51 |
| Legal Lot Number | 36,37 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21001 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 385 SUNSET LN, GLENCOE, IL 60022-1238 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 14, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA |
| Mar 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Prior Sale | Mar 13, 2019 · Amount on Record |
| Deed Document Number | 20223115382 |
| Deed Book / Page | 5001 / 1586 |
| Last Transfer Date | Jun 5, 2024 |
| Transfer Doc | 0003418464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 14, 2022 |
| Property Address | 2136 HARBOUR DR, PUNTA GORDA, FL 33983-8784 |
| Document Number | 0050011586 |
| Book / Page | 5001 / 1586 |
| Map Reference | MB 3 PG 24 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 3115382 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,999.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2136 HARBOUR DR, 2136, PUNTA GORDA, FL 33983-8784 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 385 SUNSET LN, GLENCOE, IL 60022-1238 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2136 HARBOUR DR, PUNTA GORDA, FL 33983-8784 |
| Document Number | 0046560823 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2136 HARBOUR DR PUNTA GORDA FL 339838784, PUNTA GORDA, FL 33983-8784 |
| Document Number | 0046560823 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 004656/000823 |
| Instrument | 2868769 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 2, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 13, 2019 |
| Property Address | 2136 HARBOUR DR, PUNTA GORDA, FL 33983-8784 |
| Document Number | 0044150039 |
| Book / Page | 4415 / 0039 |
| Map Reference | MB 3 PG 24 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 2691065 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,391.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8424 MIDNIGHT PASS RD, 8424, SARASOTA, FL 34242-2706 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2136 HARBOUR DR, PUNTA GORDA, FL 33983-8784 |
| Document Number | 0002691066 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 2691066 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,229.00 (-21.36%) | $545,515 (-14.14%) Land $170,000 Building $375,515 | $545,515 (-16.5%) Land $170,000 Building $375,515 |
| 2024 | $10,464.00 (-4.74%) | ||
| 2023 | $10,985.00 (+122.96%) | $635,385 (+118.84%) | $653,343 (+25.13%) Land $210,000 Building $443,343 |
| 2022 | $4,927.00 Homeowner's exemption | $290,339 | $522,133 Land $161,500 Building $360,633 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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