Indian River County property record for 2136 Harbor Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,858 sqft · built 2009 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,500 (Jun 2001) |
| Tax Bill | $8,616 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2021 Line of Credit + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 33-40-27-00007-0000-00007.0 |
| Primary APN | 33-40-27-00007-0000-00007.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,858 sqft Living Area |
| Gross Area | 3,452 sqft |
| 1st Floor Area | 2,858 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 135 ft deep x 130 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Driveway | Brick Driveway |
| Driveway Area | 2,703 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 536 sqft |
| Deck Area | 207 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2136 HARBOR LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | REPLAT OF ST CHRISTOPHER HARBOR LOT 7 PBI 9-5 |
| Legal Range | 40E |
| Legal Township | 33S |
| Legal Section | 27 |
| Legal Subdivision | REPLAT OF ST CHRISTOPHER HARBOR |
| Legal Lot Number | 7 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 50509 |
2136 Harbor Ln is owned and occupied by two individuals who acquired it in November 2025.
Source: Indian River County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA |
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Dec 20, 2024 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Nov 18, 2025 | Correction Deed ACCOMODATION, ACCOMMODATION |
| Feb 3, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2001 · Amount on File |
| Deed Sale | Jun 13, 2001 · Amount on File |
| Prior Sale | Jun 13, 2001 · Amount on File |
| Deed Book / Page | 1408 / 1116 |
| Last Transfer Date | Nov 4, 2025 |
| Transfer Doc | 0038190671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Document Number | 0038241455 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 3824/1455 |
| Instrument | 3120250060726 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Document Number | 0034671566 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 3467/1566 |
| Instrument | 3120210067636 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Oct 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Document Number | 0038141401 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 3814/1401 |
| Instrument | 3120250053564 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 168 Months |
| Due | Oct 28, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Document Number | 0037441659 |
|---|---|
| Date | Dec 20, 2024 |
| Book Page | 3744/1659 |
| Instrument | 3120240060359 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 168 Months |
| Due | Dec 19, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 18, 2025 |
| Property Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Document Number | 0038190671 |
| Book / Page | 3819 / 671 |
| Map Reference | MB 9 PG 5 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 3120250056979 |
| Record Updated | Dec 2, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 3, 2023 |
| Property Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Document Number | 0035980251 |
| Book / Page | 3598 / 251 |
| Map Reference | MB 9 PG 5 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 3120230005064 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2136 HARBOR LN, VERO BEACH, FL 32963-3134 |
The 2025 property tax bill for 2136 Harbor Ln was $8,616.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,616.00 | $627,209 | $1,140,876 Land $497,250 Building $643,626 |
| 2023 | $7,841.00 (+2.44%) | $591,780 (+3%) | $1,092,533 (+18.18%) Land $497,250 Building $595,283 |
| 2022 | $7,654.00 | $574,544 | $924,474 Land $497,250 Building $427,224 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2136 Harbor Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 296 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 577 units insured incl. 281 condo units |
| Nearby Flood Claims | 9 (2005–2025) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2136 Harbor Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures