2136 Cottage Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2136 Cottage Ave E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1953
Lot Size	0.169 acres (7,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,594 (Dec 2017)
Tax Bill	$5,032 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-22-42-0084`

Property Details

APN / Parcel Number

Primary APN	`23-29-22-42-0084`
Alternative APNs	`8018972` `483162`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,370 sqft (0.169 acres)
Lot Dimensions	134 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	483162
Street Address	2136 COTTAGE AVE E
City	SAINT PAUL
State	MN
Zip	55119-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 23 TOWN 29 RANGE 22 SUBJ TO COTTAGE AVE THE W 55 FT OF E ...OF SE 1/4 OF SEC 23 TN 29 RN 22
Legal Range	22
Legal Township	29
Legal Section	23
Legal Subdivision	SECTION 23 TOWN 29 RANGE 22
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	30702

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2136 COTTAGE AVE E, SAINT PAUL, MN 55119-3246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Nov 30, 2017	Deed of Trust, Mortgage · FHA Mortgage BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	20172603644
Last Transfer Date	Jan 14, 2021
Transfer Doc	0002687727
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Jan 22, 2021
Property Address	2136 COTTAGE AVE E, SAINT PAUL, MN 55119-3246
Document Number	0T02687727
Instrument Date	Jan 14, 2021
Instrument	T02687727
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	GIBRALTAR TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2136 COTTAGE AVE E, SAINT PAUL, MN 55119-3246

Mortgage

Document Number	0T02687728
Date	Jan 22, 2021
Instrument	T02687728

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2136 COTTAGE AVE E, SAINT PAUL, MN 55119-3246
Document Number	0002603645
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	CITIES TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2136 COTTAGE AVE E ST PAUL MN 551193246, ST PAUL, MN 55119-3246

Mortgage

Document Number	0002603645
Date	Dec 11, 2017
Instrument	2603645

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,300 (+5.26%) Land $35,000 Building $279,300	$314,300 (+5.26%) Land $35,000 Building $279,300
2025	$5,032.00 (+7.11%)
2023	$4,698.00 Homeowner's exemption	$298,600 Land $25,000 Building $273,600	$298,600 Land $25,000 Building $273,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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