21350 415th St, Chariton, IA 50049 Property Records

Lucas County property record for 21350 415th St, Chariton, IA 50049

Property Summary

Property Type	General Agricultural/Rural
Lot Size	9.87 acres (429,937 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,500 (Oct 2025)
Tax Bill	$82 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1025300008`

Property Details

APN / Parcel Number

Primary APN	`1025300008`

Exterior

Lot Area	429,937 sqft (9.87 acres)

Location & Zoning

Street Address	21350 415TH ST
City	CHARITON
State	IA
Zip	50049-7860
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	25-71-22 E1/2 NE SW S OF CO.RD
Legal Range	22W
Legal Township	71N
Legal Section	25
Jurisdiction	LUCAS IA
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1067
Census Tract	950200

Owner

Source: Lucas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42409 STATE HIGHWAY 14, CHARITON, IA 50049-7765
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY 1ST CU
May 2, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Deed Document Number	20251430
Prior Transfer Date	Oct 10, 2025
Prior Transfer Doc	0000001430
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	21350 415TH ST, CHARITON, IA 50049-7860
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42409 STATE HIGHWAY 14, CHARITON, IA 50049-7765

Mortgage

Document Number	0020251431
Date	Oct 14, 2025
Instrument	2025-1431

Lender

Name	COMMUNITY 1ST CU
Type	Credit Union
Address	OTTUMWA, IA 52501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 10, 2050

Interest

Rate Type	Adjustable Rate

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	May 2, 2022
Property Address	21350 415TH ST, CHARITON, IA 50049-7860
Document Number	0020220707
Instrument Date	Apr 27, 2022
Instrument	2022-0707
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40838 220TH AVE, CHARITON, IA 50049-7863

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Unified School District	Chariton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$82.00 (+28.13%)	$4,603 (-) Land $4,603	$4,603 (-) Land $4,603
2025	$64.00 Additional exemption filed	$4,603 (+54.36%) Land $4,603	$4,603 (+54.36%) Land $4,603
2024	$64.00 (+10.34%)
2023		$2,982 Land $2,982	$2,982 Land $2,982
2021	$58.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 79% of Iowa
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream Fixed Wireless	75 / 10
Lockridge Networks Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 415th St

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