2135 Thomas Arnold Rd, Salado, TX 76571 Property Records

Bell County property record for 2135 Thomas Arnold Rd, Salado, TX 76571

Property Summary

Property Type	Misc Structure / Fixture
Details	5 bd · 3.5 ba · 4,067 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,603 (2023)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0524110500`

Property Details

APN / Parcel Number

Primary APN	`0524110500`
Alternative APNs	`233032` `34289`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Stories	2 Stories
Building Area	4,067 sqft Gross Area
Gross Area	4,068 sqft
1st Floor Area	2,697 sqft
2nd Floor Area	1,370 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	901 sqft
Deck Area	688 sqft

Location & Zoning

Account Number	34289
Street Address	2135 THOMAS ARNOLD RD
City	SALADO
State	TX
Zip	76571-6723
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0380BC L L HUNTER, ACRES 1.000
Legal Subdivision	L L HUNTER
Legal Lot Number	L
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	2
Census Block	2072
Census Tract	23406

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	604 CROSS DR, TEMPLE, TX 76502-4431
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA
Dec 15, 2017	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Oct 12, 2023
Deed Sale	Oct 12, 2023
Deed Document Number	2023045791
Record Updated	Jun 7, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 12, 2023
Property Address	2135 THOMAS ARNOLD RD, SALADO, TX 76571
Document Number	0000045791
Instrument Date	Oct 11, 2023
Instrument	2023045791
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 278, SALADO, TX 76571-0278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CROSS DR, TEMPLE, TX 76502-4431

Mortgage

Document Number	0000045792
Date	Oct 12, 2023
Instrument	2023045792

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 5, 2028
Change Frequency	6 Months
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Margin	3
Max Rate	12.5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2135 THOMAS ARNOLD RD, SALADO, TX 76571
Document Number	0000053323
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 THOMAS ARNOLD SALADO TX 76571, SALADO, TX 76571

Mortgage

Document Number	0000053323
Date	Dec 21, 2017
Instrument	53323

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2032

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,603.00 (-38.09%) Homeowner's exemption Senior Citizen's exemption	$943,515 Land $21,044 Building $922,471	$943,515 Land $21,044 Building $922,471
2022	$7,435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Nearby Flood Policies	73 in force
Nearby Flood Claims	7 (2005–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 54% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALADO WSC serves 11,460 people · EPA ID TX0140035
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Altitude ISP, Heritage Broadband, Western Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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