2135 Sutton Dr, South Elgin, IL 60177 Property Records

Kane County property record for 2135 Sutton Dr, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,020 sqft · built 1999
Lot Size0.395 acres (17,198 sqft)
Owner2 Trust Names on File
Last Sale$455,000 (Jun 2013)
Tax Bill$17,625 (2025)
Deeds & MortgagesOct 2026 Sale
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-05-454-020

Property Details

APN / Parcel Number

Primary APN09-05-454-020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,020 sqft Living Area
Basement Area1,294 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialFrame/Wood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,198 sqft (0.395 acres)
Garage TypeAttached
Garage Area739 sqft
Parking Spaces3 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2135 SUTTON DR
CitySOUTH ELGIN
StateIL
Zip60177-3249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 IN THORNWOOD PHASE I IN THE VILLAGE OF SOUTH ELGIN, KANE COUNTY, ILLINOIS
Legal SubdivisionTHORNWOOD
Legal Phase1
Legal Block5
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group5
Census Block5028
Census Tract852101

Owner

2135 Sutton Dr is owner-occupied and held in a trust since June 2013.

Source: Kane County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address2135 SUTTON DR, SOUTH ELGIN, IL 60177-3249
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2013 · Amount on File
Deed SaleJun 27, 2013 · Amount on File
Prior SaleFeb 22, 2001 · Amount on File
Deed Document Number201347223
Prior Transfer DateNov 19, 1999
Prior Transfer Doc0000112690
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateOct 1, 2026
Property Address2135 SUTTON DR, SOUTH ELGIN, IL 60177-3249
Document Number0000042526
Instrument DateSep 9, 2026
Instrument202642526
Transaction TypeTransfer
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address2135 SUTTON DR, SOUTH ELGIN, IL 60177-3249

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2135 SUTTON DR, SOUTH ELGIN, IL 60177-3249
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074843
DateDec 3, 2020
Instrument2020K074843
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2035
Interest
Rate TypeFixed Rate
Rate2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2135 Sutton Dr was $17,625.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySouth Elgin Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,625.00 Homeowner's exemption$239,778 (+8.53%) Land $32,333 Building $207,445$719,622 (+8.53%) Land $97,038 Building $622,584
2024$220,933 Land $29,792 Building $191,141$663,064 Land $89,412 Building $573,652
2022$14,344.00 (+4.07%) Homeowner's exemption$171,777 (+4.91%) Land $26,563 Building $145,214$515,331 (+4.91%) Land $79,689 Building $435,642
2021$13,783.00 Homeowner's exemption$163,738 Land $25,320 Building $138,418$491,214 Land $75,960 Building $415,254

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2135 Sutton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2135 Sutton Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

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