2135 Riverside Pointe Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2135 Riverside Pointe Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Condominium
Details	3 ba · 3,243 sqft · built 2020
Lot Size	0.239 acres (10,423 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2019)
Tax Bill	$19,817 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2020 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`18-6890-0001-00-1`

Property Details

APN / Parcel Number

Primary APN	`18-6890-0001-00-1`
Alternative APN	`11-18-6890-0001-00-1`

Interior

Full Baths	3 Baths
Building Area	3,243 sqft Living Area
1st Floor Area	3,243 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Lot Area	10,423 sqft (0.239 acres)
Garage Area	1,242 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2135 RIVERSIDE POINTE DR
City	SAINT JOSEPH
State	MI
Zip	49085-2394
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	B4
Legal Description	UNIT 1 RIVERSIDE POINTE CONDOMINIUM BLDG SITE UNIT LIBER 90 PAGE 1 EIGHTH AMENDMENT LIBER 90 PAGE 198
Legal Subdivision	RIVERSIDE
Legal Unit	1
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1001
Census Tract	1100

Owner

2135 Riverside Pointe Dr, a condominium, is owned and occupied by an individual who bought it in July 2019.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2135 RIVERSIDE POINTE DR, SAINT JOSEPH, MI 49085-2394
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
Feb 28, 2020	Deed of Trust, Mortgage · Construction Mortgage HONOR CU
Jul 5, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Prior Sale	Feb 25, 2003 · Amount on File
Deed Book / Page	3242 / 2352
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	03242/2352
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2135 RIVERSIDE POINTE DR, SAINT JOSEPH, MI 49085-2394
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 SYLVANER CIR, SANTA CRUZ, CA 95062-4313

Mortgage

Document Number	03378/1454
Date	Jun 29, 2022
Book Page	3378/1454
Instrument	2022356532

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2135 RIVERSIDE POINTE DR, SAINT JOSEPH, MI 49085-2394
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03266/1845
Date	Feb 28, 2020
Book Page	3266/1845

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	67 Months
Due	Sep 1, 2025

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 5, 2019
Property Address	2135 RIVERSIDE POINTE DR, SAINT JOSEPH, MI 49085-2394
Document Number	03242/2352
Book / Page	3242 / 2352
Map Reference	LB 90 PG 149
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Tax	$137.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13315 SPRUCE CT, LINDEN, MI 48451-8830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 HAMES RD # 31, 31, WATSONVILLE, CA 95076-0501

Tax Assessment & Valuation

The 2025 property tax bill for 2135 Riverside Pointe Dr was $19,817 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,600	$795,200
2025	$19,817.00
2023		$344,600	$689,200
2022	$8,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2135 Riverside Pointe Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2009–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2135 Riverside Pointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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