2135 Monterey Rd, Talbott, TN 37877 Property Records

Jefferson County property record for 2135 Monterey Rd, Talbott, TN 37877 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	2,017 sqft Living Area
Lot Size	59,242 sqft (1.36 acres)
Garage	Finished, 506 sqft
Occupancy	Owner Occupied
Last Sale	$12,000 (1993)
Tax Bill	$1,459.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`045017 11705`
Alternative APN	`017 11705`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,017 sqft Living Area
1st Floor	2,017 sqft 1st Floor
Basement Area	1,939 sqft Basement
Unfinished Basement	1,939 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Brick Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	59,242 sqft (1.36 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	506 sqft Garage

Exterior Amenities

Deck Area	348 sqft Deck
Patio Area	348 sqft Patio
Porch	Open Porch
Porch Area	138 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	2135 MONTEREY RD
City	TALBOTT
State	TN
Zip	37877-3751
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	JACK & BARBARA FREE PROP 12
Legal Subdivision	JACK & BARBARA FREE PROP
Legal Lot Number	12
Jurisdiction	JEFFERSON TN
Minor Civil Division	9
Census Blockgroup	2
Census Block	2016
Census Tract	70200

Owner

Source: Jefferson County records · APN 045017 11705

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2135 MONTEREY RD, TALBOTT, TN 37877-3751
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 1993 · Amount on Record
Deed Sale	Apr 07, 1993 · Amount on Record
Deed Doc Number	0000372289
Record Refreshed	Jun 08, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON TN
Property Address	2135 MONTEREY RD, TALBOTT, TN 37877-3751
Document Number	1582720
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 02, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1582720
Date	Jan 19, 2021
Book Page	001582/000720
Instrument	400

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 18, 2026

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,459.00 (+25.34%)	$97,950 (+84.29%) Land $7,300 Building $90,650
2024			$391,800 (+84.29%) Land $29,200 Building $362,600
2022	$1,164.00	$53,150 Land $4,000 Building $49,150	$212,600 Land $16,000 Building $196,600

Flood & Wildfire

2135 Monterey Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Jefferson County (47089C), updated June 11, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 40th percentile of exposed land nationally · 57th in Tennessee
Wildfire Likelihood	Moderate — about 1 in 1,163 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.