2135 Canta Lomas, El Cajon, CA 92019 Property Records

San Diego County property record for 2135 Canta Lomas, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,040 sqft · built 1974
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$607,000 (Jul 2015)
Tax Bill	$8,483 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`515-091-06-00`

Property Details

APN / Parcel Number

Primary APN	`515-091-06-00`
Alternative APN	`5150904000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,040 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	43,996 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5150904000
Street Address	2135 CANTA LOMAS
City	EL CAJON
State	CA
Zip	92019-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 6 TR 007546
Legal Subdivision	RANCHO VISTA ESTATES
Legal Tract	007546
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	15406

Owner

Source: San Diego County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2135 CANTA LOMAS, EL CAJON, CA 92019-3528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2015 · Amount on Record
Deed Sale	Jul 2, 2015 · Amount on Record
Prior Sale	Jun 12, 2014 · Amount on Record
Deed Document Number	2015347576
Prior Transfer Date	Oct 8, 2001
Prior Transfer Doc	0000739598
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2026
Property Address	2135 CANTA LOMAS, EL CAJON, CA 92019-3528
Document Number	0000247354
Instrument Date	Aug 17, 2026
Instrument	2026247354
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 CANTA LOMAS, EL CAJON, CA 92019-3528

Mortgage

Document Number	0000247354,
Date	Aug 24, 2026
Instrument	2026247354

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2135 CANTA LOMAS, EL CAJON, CA 92019-3528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 CANTA LOMAS, EL CAJON, CA 92019-3528

Mortgage

Document Number	0000558470
Date	Sep 22, 2020
Instrument	2020-0558470

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2135 CANTA LOMAS, EL CAJON, CA 92019-3528
Document Number	0000328238
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 CANTA LOMAS EL CAJON CA 920193528, EL CAJON, CA 92019-3528

Mortgage

Document Number	0000328238
Date	Jul 20, 2017
Instrument	328238

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$732,924 (+2%) Land $318,662 Building $414,262
2025	$8,483.00 (+2%)	$718,554 (+4.04%) Land $312,414 Building $406,140
2023	$8,317.00 (+1.58%)	$690,654 Land $300,284 Building $390,370
2022	$8,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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