2135 Black Hawk St, Clermont, FL 34714 Property Records

Lake County property record for 2135 Black Hawk St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,478 sqft · built 1996
Lot Size	0.139 acres (6,081 sqft)
Owner	2 Owner Names on File
Last Sale	$128,000 (May 2003)
Tax Bill	$1,462 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-24-26-0505-000-00700`

Property Details

APN / Parcel Number

Primary APN	`23-24-26-0505-000-00700`
Alternative APN	`3689071`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,081 sqft (0.139 acres)
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	3689071
Street Address	2135 BLACK HAWK ST
City	CLERMONT
State	FL
Zip	34714-8077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLERIDGE PHASE 1A SUB LOT 7 PB 36 PGS 51-52 ORB 2317 PG 2229
Legal Range	26E
Legal Township	24S
Legal Section	23
Legal Subdivision	EAGLERIDGE
Legal Phase	1A
Legal Tract	505
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1010
Census Tract	31314

Owner

The current owner of 2135 Black Hawk St bought it in May 2003.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	2135 BLACK HAWK ST, CLERMONT, FL 34714-8077
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2003 · Amount on File
Deed Sale	May 13, 2003 · Amount on File
Prior Sale	Oct 31, 1996 · Amount on File
Deed Document Number	0231702229
Deed Book / Page	02317 / 02229
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2135 BLACK HAWK ST, CLERMONT, FL 34714-8077
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 BLACK HAWK ST, CLERMONT, FL 34714-8077

Mortgage

Document Number	0062431934
Date	Nov 17, 2023
Book Page	6243/1934
Instrument	2023140968

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2135 BLACK HAWK ST, CLERMONT, FL 34714-8077
Document Number	0050531476
Book / Page	005053 / 001476
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2135 BLACK HAWK ST CLERMONT FL 347148077, CLERMONT, FL 34714-8077

Mortgage

Document Number	0050531476
Date	Jan 16, 2018
Book Page	005053/001476
Instrument	5150

Lender

Name	FIFTH THIRD BK/CTRL FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,420 Land $79,500 Building $14,920	$269,665 Land $79,500 Building $190,165
2024	$1,462.00 (+17.52%)
2023	$1,244.00 (+17.47%) Homeowner's exemption	$89,090 (+2.99%)	$252,837 (+22.84%) Land $79,500 Building $173,337
2022	$1,059.00 Homeowner's exemption	$86,500	$205,831 Land $43,000 Building $162,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2135 Black Hawk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2135 Black Hawk St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC SOUTH private · serves 13,198 people · EPA ID FL3354881
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband, T-Mobile.

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