21348 Summit Rd, Garfield, AR 72732 Property Records

Benton County property record for 21348 Summit Rd, Garfield, AR 72732

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,400 sqft
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$29,000 (Sep 2022)
Tax Bill	$1,559 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-10330-000`

Property Details

APN / Parcel Number

Primary APN	`15-10330-000`
Alternative APNs	`58063.0` `58063`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Flooring	Carpet

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Depth	90 ft Depth
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	384 sqft
Patio Area	384 sqft
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21348 SUMMIT RD
City	GARFIELD
State	AR
Zip	72732-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	28
Legal Township	20
Legal Section	12
Legal Subdivision	VISTA SHORES-RURBAN
Legal Block	2
Legal Lot Number	28
Jurisdiction	BENTON AR
Township / Civil Division	1
Census Block Group	3
Census Block	3021
Census Tract	21405

Owner

21348 Summit Rd is owned by two individuals who bought it in September 2022.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2906 S CHAMBERY AVE, SPRINGFIELD, MO 65804-3938
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Mar 16, 2000 · Amount on File
Deed Document Number	202258947
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Sep 12, 2022
Property Address	21348 SUMMIT RD, GARFIELD, AR 72732-9620
Document Number	L202258947
Map Reference	MB D PG 87
Instrument Date	Sep 8, 2022
Instrument	L202258947
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	NOT AVAILABLE, TWS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2906 S CHAMBERY AVE, 2906, SPRINGFIELD, MO 65804-3938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233EMAINST #20 # 20, 20, FARMINGTON, AR 72730

Mortgage

Document Number	L202258948
Date	Sep 12, 2022
Instrument	L202258948

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	1-Year CMT
Margin	3
Max Rate	11.1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	21348 SUMMIT RD, GARFIELD, AR 72732-9620
Document Number	0000M70222
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21348 SUMMIT RD GARFIELD AR 727329620, GARFIELD, AR 72732-9620

Mortgage

Document Number	0000M70222
Date	Apr 10, 2017
Instrument	M70222

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21348 Summit Rd was $1,559, up 8.9% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,559.00 (+8.94%)	$34,868 (-) Land $4,000 Building $30,868	$174,340 Land $20,000 Building $154,340
2025	$1,431.00	$34,868 Land $4,000 Building $30,868
2024			$174,340 (+49.14%) Land $20,000 Building $154,340
2023	$1,124.00	$23,380 Land $1,200 Building $22,180	$116,900 Land $6,000 Building $110,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21348 Summit Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21348 Summit Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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