2134 Ridgetop Dr, Charlottesville, VA 22903 Property Records

Albemarle County property record for 2134 Ridgetop Dr, Charlottesville, VA 22903

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.5 ba · 4,312 sqft · built 2018
Lot Size0.689 acres (30,013 sqft)
Owner2 Company Names on Record
Last Sale$819,516 (Nov 2018)
Tax Bill$10,497 (2026)
Deeds & MortgagesMar 2024 Transfer
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN076S0-03-00-08300

Property Details

APN / Parcel Number

Primary APN076S0-03-00-08300
Alternative APN
  • 314974

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,312 sqft Finished Area
Basement Area2,090 sqft
Finished Basement1,501 sqft
Unfinished Basement589 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialComposition/Composite
Construction TypeWood
Roof MaterialWood
Lot Area30,013 sqft (0.689 acres)
Garage Area528 sqft
PorchSlab
Porch Area444 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2134 RIDGETOP DR
CityCHARLOTTESVILLE
StateVA
Zip22903-8822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 RESIDEN
Legal DescriptionWINGERGREEN FARM 83 III
Legal SubdivisionWINTERGREEN FARM
JurisdictionALBEMARLE VA
Township / Civil DivisionSAMUEL MILLER
Census Block Group1
Census Block1001
Census Tract11202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2134 RIDGETOP DR, CHARLOTTESVILLE, VA 22903-8822
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Gift Deed, Transfer
Nov 2, 2018Grant Deed, Subdivision Related Transfer
FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2018 · Amount on Record
Deed SaleNov 2, 2018 · Amount on Record
Deed Document Number201812271
Deed Book / Page5110 / 396
Last Transfer DateMar 25, 2024
Transfer Doc0000002218
Record UpdatedSep 20, 2026

March 2024: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionALBEMARLE VA
Recording DateMar 25, 2024
Property Address2134 RIDGETOP DR, CHARLOTTESVILLE, VA 22903-8822
Document Number202400002218
Map ReferenceMB 5015 PG 486
Instrument DateMar 25, 2024
Instrument202400002218
Transaction TypeTransfer
Record UpdatedApr 19, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2134 RIDGETOP DR, CHARLOTTESVILLE, VA 22903-8822

November 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateNov 2, 2018
Property Address2134 RIDGETOP DR, CHARLOTTESVILLE, VA 22903-8822
Document Number0000012271
Book / Page005110 / 000396
Instrument DateOct 18, 2018
Instrument12271
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 29, 2018
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$819.52
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2134 RIDGETOP DR CHARLOTTESVILLE VA 229038822, CHARLOTTESVILLE, VA 22903-8822

Mortgage

Document Number12272
DateNov 2, 2018
Book Page005110/000401
Instrument12272
Lender
NameFIRST HERITAGE MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
AmountAmount Recorded
Term360 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.12%

Mortgage

Document Number12273,
DateNov 2, 2018
Book Page005110/000420
Instrument12273
Lender
NameTOWER FCU
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,497.00 (-2.57%)$1,174,200 (+5.51%) Land $232,500 Building $941,700$1,174,200 (+5.51%) Land $232,500 Building $941,700
2025$10,774.00 (+13.36%)
2023$9,504.00$1,112,900 Land $220,000 Building $892,900$1,112,900 Land $220,000 Building $892,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1982–2018)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACSA URBAN AREA
serves 77,408 people · EPA ID VA2003053
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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