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2134 Palm Beach Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 2134 Palm Beach Rd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 948 sqft · built 1977
Lot Size0.151 acres (6,591 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Jun 2022)
Tax Bill$3,097 (2024)
Deeds & MortgagesJun 2022 Sale & Mortgage
Dec 2020 Transfer
Flood ZoneZone AE (high risk)
APN00259440-000000

Property Details

APN / Parcel Number

Primary APN00259440-000000
Alternative APNs
  • 16662900259440000000
  • 1331104

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area948 sqft Living Area
1st Floor Area948 sqft
FlooringPlywood
Interior WallsWood

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,591 sqft (0.151 acres)
Garage TypeCovered
Garage Area144 sqft

Exterior Amenities

PorchFlorida Room
Porch Area156 sqft
Deck Area150 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1331104
Street Address2134 PALM BEACH RD
CityBIG PINE KEY
StateFL
Zip33043-6312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeACCC
Legal DescriptionBK 3 LOT 39 PINE RIDGE PB4-42 BIG PINE KEY OR278-222 OR539-1034 OR540-1031 OR709-819 OR745-76 OR873-1404 OR899-2032 OR1297-2438 OR3061-0101 OR3181-1501
Legal Range29E
Legal Township66S
Legal Section16
Legal SubdivisionPINE RIDGE
Legal Block3
Legal Lot Number39
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1096
Census Tract971402

Owner

Source: Monroe County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2134 PALM BEACH RD, BIG PINE KEY, FL 33043-6312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Dec 7, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2022 · Amount on File
Deed SaleJun 27, 2022 · Amount on File
Prior SaleMar 17, 1994 · Amount on File
Deed Document Number20222381520
Deed Book / Page3181 / 1501
Prior Transfer DateDec 4, 2020
Prior Transfer Doc0030610101
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 27, 2022
Property Address2134 PALM BEACH RD, BIG PINE KEY, FL 33043-6312
Document Number0031811501
Book / Page3181 / 1501
Map ReferenceMB 4 PG 42
Instrument DateJun 23, 2022
Instrument2381520
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3025 STEWART RD, 3025, SUMMERLAND KEY, FL 33042-5803

Transferred To (Grantee/Buyer)

NameVerified Name
Address2134 PALM BEACH RD, BIG PINE KEY, FL 33043-6312

Mortgage

Document Number0031811503
DateJun 27, 2022
Instrument3181/1503
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateDec 7, 2020
Property Address2134 PALM BEACH RD, BIG PINE KEY, FL 33043-6312
Document Number0030610101
Book / Page003061 / 000101
Instrument DateNov 3, 2020
Instrument2293664
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3025 STEWART RD MIDDLE TORCH KEY FL 330425803, MIDDLE TORCH KEY, FL 33042-5803

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$316,058 (-15.41%)$430,492 (+15.21%) Land $270,495 Building $159,997
2024$3,097.00 (-21.16%)
2023$3,928.00 (+42.37%)$373,656 (+44.2%) Land $220,667 Building $152,989$373,656 (+44.2%) Land $220,667 Building $152,989
2022$2,759.00$259,116 Land $142,366 Building $116,750$259,116 Land $142,366 Building $116,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

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