2134 Ginger Ln, Beaverdam, VA 23015 Property Records

Spotsylvania County property record for 2134 Ginger Ln, Beaverdam, VA 23015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2023
Lot Size	13 acres (566,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (May 2015)
Tax Bill	$2,848 (2026)
Deeds & Mortgages	May 2022 Refinance Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`86-1-A5`

Property Details

APN / Parcel Number

Primary APN	`86-1-A5`
Alternative APN	`086-1-A5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	566,280 sqft (13 acres)
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2134 GINGER LN
City	BEAVERDAM
State	VA
Zip	23015-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3 - AGRIC
Legal Description	OLD CARPENTER TRACT PARCEL A5
Legal Subdivision	SELF PROPERTY
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2018
Census Tract	20404

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2134 GINGER LN, BEAVERDAM, VA 23015-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance VANDERBILT MORTGAGE AND FINANCE INC
Feb 1, 2022	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2015 · Amount on Record
Deed Sale	May 14, 2015 · Amount on Record
Deed Book / Page	1500 / 7531
Last Transfer Date	Jan 31, 2022
Transfer Doc	0000002370
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	2134 GINGER LN, BEAVERDAM, VA 23015-9501
Transaction Type	Mortgage
Record Updated	Jul 17, 2023
Title Company	DOMINION CAPITAL TITLE LLC, DOMINION CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220010817
Date	May 18, 2022
Instrument	220010817

Lender

Name	VANDERBILT MORTGAGE AND FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	362 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

February 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Feb 1, 2022
Property Address	2134 GINGER LN, BEAVERDAM, VA 23015-9501
Document Number	0220002370
Instrument Date	Jan 31, 2022
Instrument	220002370
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11408 CREERY RD, GLEN ALLEN, VA 23059-1010

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,848.00 (+100.7%)	$386,300 (+109.95%) Land $112,000 Building $274,300
2025			$386,300 (+109.95%) Land $112,000 Building $274,300
2023	$1,419.00	$184,000 Land $73,200 Building $110,800	$184,000 Land $73,200 Building $110,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
iWiSP Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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