Mecklenburg County property record for 21333 Sandy Cove Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,800 sqft · built 2004 |
| Lot Size | 0.244 acres (10,646 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Apr 2020) |
| Tax Bill | $3,727 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-402-13 |
| Primary APN | 001-402-13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Heated Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 1,200 sqft |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 10,646 sqft (0.244 acres) |
| Deck Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 001-402-13 |
|---|---|
| Street Address | 21333 SANDY COVE RD |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-5848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L20A BC M18-261 |
| Legal Subdivision | ROCKRIDGE SHORES |
| Legal Block | C |
| Legal Lot Number | 20A |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 6217 |
21333 Sandy Cove Rd is owned and occupied by an individual who bought it in April 2020.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 21333 SANDY COVE RD, CORNELIUS, NC 28031-5848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| May 17, 2022 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Apr 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Aug 22, 2018 | Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on File |
| Deed Sale | Apr 21, 2020 · Amount on File |
| Prior Sale | Aug 22, 2018 |
| Deed Document Number | 0034492469 |
| Deed Book / Page | 34492 / 469 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21333 SANDY COVE RD, CORNELIUS, NC 28031-5848 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000203009 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 36680/168 |
| Instrument | 2021203009 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21333 SANDY COVE RD, CORNELIUS, NC 28031-5848 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000074776 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 37345/116 |
| Instrument | 2022074776 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTERSVILLE, NC 28070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 21, 2020 |
| Property Address | 21333 SANDY COVE RD, CORNELIUS, NC 28031-5848 |
| Document Number | 0000055724 |
| Book / Page | 34492 / 469 |
| Map Reference | MB 18 PG 261 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 2020055724 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21333 SANDY COVE RD, CORNELIUS, NC 28031-5848 |
| Document Number | 0000055725 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 2020055725 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 22, 2018 |
| Property Address | 21333 SANDY COVE RD, CORNELIUS, NC 28031-5848 |
| Document Number | 0000106516 |
| Book / Page | 32922 / 304 |
| Map Reference | MB18 PG153 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 2018106516 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21333 SANDY COVE RD, 21333, CORNELIUS, NC 28031-5848 |
| Name | Verified Name |
|---|---|
| Address | 21333 SANDY COVE RD, CORNELIUS, NC 28031-5848 |
| Document Number | 0000106517 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 2018106517 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 21333 Sandy Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21333 Sandy Cove Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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