2133 Roark Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2133 Roark Rd, Cottondale, FL 32431

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,944 sqft · built 2010
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,531 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-4N-12-0000-0040-0010`

Property Details

APN / Parcel Number

Primary APN	`26-4N-12-0000-0040-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,944 sqft Heated Area
Gross Area	3,091 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2133 ROARK RD
City	COTTONDALE
State	FL
Zip	32431-7629
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	OR 1123 P 376 N1/2 OF SE1/4 OF NE1/4 OF SECT...OR 1217 P 676
Legal Range	12W
Legal Township	04N
Legal Section	26
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	3
Census Block	3091
Census Tract	210400

Owner

Source: Jackson County records · APN 26-4N-12-0000-0040-0010

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2133 ROARK RD, COTTONDALE, FL 32431-7629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2008
Deed Sale	Dec 03, 2008
Deed Document Number	0001217676
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2133 ROARK RD, COTTONDALE, FL 32431-7629
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2133 ROARK RD, COTTONDALE, FL 32431-7629

Mortgage

Document Number	0016790048
Date	Jan 07, 2021
Book Page	1679/48
Instrument	202132000196

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,531.00 (+3.17%) Homeowner's exemption	$155,232 (+2.81%) Land $7,940 Building $147,292	$299,518 (-0.8%)
2024	$1,484.00 (+6%) Homeowner's exemption	$150,996 (+2.9%) Land $4,940 Building $146,056	$301,943 (+2.48%) Land $3,000 Building $298,943
2023	$1,400.00 (+10.06%) Homeowner's exemption	$146,742 (+2.69%)	$294,648 (+15.31%) Land $7,940 Building $286,708
2022	$1,272.00 Homeowner's exemption	$142,897 Land $5,225 Building $137,672	$255,537 Land $3,000 Building $252,537

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 5 locations within half a mile of this property.

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