2133 Cedar Dr NE, Watertown, SD 57201 Property Records

Codington County property record for 2133 Cedar Dr NE, Watertown, SD 57201

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2003
Lot Size0.418 acres (18,200 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Oct 2019)
Tax Bill$3,863 (2026)
Deeds & MortgagesJan 2011 Mortgage
Oct 2012 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN016344

Property Details

APN / Parcel Number

Primary APN016344

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area18,200 sqft (0.418 acres)
Lot Dimensions181 ft deep x 99.5 ft wide

Location & Zoning

Street Address2133 CEDAR DR NE
CityWATERTOWN
StateSD
Zip57201-5765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 BLK 5 EAST WOODS 3RD ADD
Legal SubdivisionEAST WOODS 3RD ADD
Legal Block5
Legal Lot Number19
JurisdictionCODINGTON SD
Township / Civil DivisionWATERTOWN
Census Block Group2
Census Block2261
Census Tract954100

Owner

Source: Codington County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2133 CEDAR DR NE, WATERTOWN, SD 57201-5765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2011Deed of Trust, Mortgage
JPMORGAN CHASE BANK NA
Oct 1, 2012Deed of Trust, Mortgage
GREAT WESTERN BANK
Jun 15, 2012Deed of Trust, Mortgage
GREAT WESTERN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2019 · Amount on File
Deed SaleOct 11, 2019 · Amount on File
Record UpdatedSep 20, 2026

January 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCODINGTON SD
Property Address2133 CEDAR DR NE, WATERTOWN, SD 57201-5765
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00986/6336
DateJan 13, 2011
Book Page986/6336
Instrument201100272
Lender
NameJPMORGAN CHASE BANK NA
Agreement
AmountAmount on Record
Term360 Months
DueJan 1, 2041

October 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCODINGTON SD
Property Address2133 CEDAR DR NE, WATERTOWN, SD 57201-5765
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000988/299
DateOct 1, 2012
Book Page988/299
Instrument201205248
Lender
NameGREAT WESTERN BANK
AddressWATERTOWN, SD 57201
Agreement
AmountAmount on Record
Term360 Months
DueOct 1, 2042

June 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCODINGTON SD
Property Address2133 CEDAR DR NE, WATERTOWN, SD 57201-5765
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2133 CEDAR DR NE, WATERTOWN, SD 57201-5765

Mortgage

Document Number00986/9483
DateJun 15, 2012
Book Page986/9483
Instrument201202994
Lender
NameGREAT WESTERN BANK
AddressSIOUX FALLS, SD 57107
Agreement
AmountAmount on Record
Term59 Months
DueMay 15, 2017
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Codington County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyCodington County
MunicipalityWatertown City
Unified School DistrictWatertown School District 14-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,863.00 (+0.03%) Homeowner's exemption$362,158 (-) Land $65,054 Building $297,104
2025$3,862.00 (+6.92%) Homeowner's exemption$362,158 (+8.48%) Land $65,054 Building $297,104
2024$3,612.00 (-2.17%)
2023$333,855 Land $59,140 Building $274,715
2022$3,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1997–2025)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Ice Jams, Apr 2001 · 2 claims
  • Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN MUNICIPAL UTILITIES
serves 23,230 people · EPA ID SD4600356
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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