21326 N Elder Ct, Kildeer (Lake Zurich), IL 60047 Property Records

Lake County property record for 21326 N Elder Ct, Kildeer, IL 60047

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,791 sqft · built 1977
Lot Size	0.87 acres (37,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$682,500 (Dec 2025)
Tax Bill	$10,689 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-401-011`

Property Details

APN / Parcel Number

Primary APN	`14-28-401-011`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,791 sqft Living Area
Gross Area	4,889 sqft
1st Floor Area	1,569 sqft
Upper Floors Area	1,222 sqft
Basement Area	1,569 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	37,910 sqft (0.87 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21326 N ELDER CT
City	KILDEER
State	IL
Zip	60047-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE VALLEY UNIT 4 LOT 11
Legal Subdivision	PINE VALLEY UNIT 4
Legal Lot Number	11
Legal Unit	4
Jurisdiction	LAKE IL
Township / Civil Division	ELA
Census Block Group	2
Census Block	2034
Census Tract	864410

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 W MILBURN AVE, MOUNT PROSPECT, IL 60056-3049
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Oct 9, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 9, 2020	Warranty Deed, Transfer BURNET TITLE-POST CLOSING
Nov 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	20258136733
Prior Transfer Date	Oct 31, 2018
Prior Transfer Doc	0007524323
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 1, 2025
Property Address	21326 N ELDER CT, KILDEER, IL 60047-9302
Document Number	0008136733
Map Reference	DOC 1576836
Instrument Date	Nov 4, 2025
Instrument	8136733
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21326 N ELDER CT, KILDEER, IL 60047-9302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	902 W MILBURN AVE, MT PROSPECT, IL 60056-3049

Mortgage

Document Number	0008136734
Date	Dec 1, 2025
Instrument	8136734

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Dec 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Max Rate	10.9%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 9, 2020
Property Address	21326 N ELDER CT, KILDEER, IL 60047-9302
Document Number	0007703575
Map Reference	DOC 1576836
Instrument Date	Aug 27, 2020
Instrument	7703575
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	BURNET TITLE POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21326 N ELDER CT, KILDEER, IL 60047-9302

Mortgage

Document Number	0007703576
Date	Oct 9, 2020
Instrument	7703576

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 9, 2020
Property Address	21326 N ELDER CT, KILDEER, IL 60047-9302
Document Number	0007703574
Instrument Date	Jul 11, 2020
Instrument	7703574
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	BURNET TITLE-POST CLOSING

Transaction

Amount	Amount Recorded
Tax	$694.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301
Investor	Possibly a Property Investor

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Nov 6, 2018
Property Address	21326 N ELDER CT, KILDEER, IL 60047-9302
Document Number	0007524323
Instrument Date	Oct 31, 2018
Instrument	7524323
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21326 N ELDER CT KILDEER IL 600479302, KILDEER, IL 60047-9302

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Ela Township
Municipality	Kildeer Village
Unified School District	Lake Zurich Community Unit School District 95 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,011 (+8.59%) Land $39,109 Building $137,902	$531,086 (+8.59%) Land $117,339 Building $413,747
2024	$10,689.00 (-1.59%)	$163,013 (+2.76%) Land $36,016 Building $126,997	$489,088 (+2.76%) Land $108,059 Building $381,029
2023	$10,862.00 (+3.8%)	$158,635 (+2.19%) Land $35,049 Building $123,586	$475,953 (+2.19%) Land $105,158 Building $370,795
2022	$10,464.00	$155,230 Land $35,729 Building $119,501	$465,737 Land $107,198 Building $358,539

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ZURICH serves 19,759 people · EPA ID IL0970850
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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