21322 Lochmere Ln, Katy, TX 77450 Property Records

Fort Bend County property record for 21322 Lochmere Ln, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 7,112 sqft · built 1991
Lot Size	0.611 acres (26,656 sqft)
Owner	2 Individual Names on File
Tax Bill	$17,480 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2020 Loan Modification + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R145033`

Property Details

APN / Parcel Number

Primary APN	`R145033`
Alternative APN	`4248-01-006-0060-914`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	7,112 sqft Living Area
1st Floor Area	4,592 sqft
2nd Floor Area	2,520 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,656 sqft (0.611 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	102 sqft
Porch	Open Porch
Porch Area	674 sqft
Deck Area	546 sqft
Patio Area	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R145033
Street Address	21322 LOCHMERE LN
City	KATY
State	TX
Zip	77450-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELLIWOOD GREENS SEC 1, BLOCK 6, LOT 6,7
Legal Subdivision	KELLIWOOD GREENS SEC 1
Legal Block	6
Legal Lot Number	6-7 7
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1005
Census Tract	673006

Owner

21322 Lochmere Ln is owned and occupied by two individuals who acquired it in November 2018.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21322 LOCHMERE LN, KATY, TX 77450-5237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage BANCORPSOUTH
Apr 21, 2020	Loan Modification, Mortgage BANCORPSOUTH
May 9, 2019	Trustee's Deed, Construction Loan · Line of Credit BANCORPSOUTH
Nov 2, 2018	Vendor's Lien, Transfer COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018
Deed Sale	Nov 2, 2018
Prior Sale	Aug 1, 2006
Deed Document Number	2018123798
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	21322 LOCHMERE LN, KATY, TX 77450-5237
Document Number	0000070143
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21322 LOCHMERE LN KATY TX 774505237, KATY, TX 77450-5237

Mortgage

Document Number	0000070143
Date	Jun 16, 2020
Instrument	70143

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FORT BEND TX
Property Address	21322 LOCHMERE LN, KATY, TX 77450-5237
Document Number	0000045348
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21322 LOCHMERE LN KATY TX 774505237, KATY, TX 77450-5237

Mortgage

Document Number	0000045348
Date	Apr 22, 2020
Instrument	45348

Lender

Name	BANCORPSOUTH
Type	Bank
Address	HOUSTON, TX 77094

Agreement

Amount	Amount on Record

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FORT BEND TX
Recording Date	May 9, 2019
Property Address	21322 LOCHMERE LN, KATY, TX 77450-5237
Instrument Date	Apr 23, 2019
Instrument	47978
Transaction Type	Construction Loan
Record Updated	Jun 3, 2019
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21322 LOCHMERE LN KATY TX 774505237, KATY, TX 77450-5237

Mortgage

Document Number	0000047978
Date	May 9, 2019
Instrument	47978

Lender

Name	BANCORPSOUTH
Type	Bank
Address	HOUSTON, TX 77094

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 8, 2020

Interest

Rate Type	Adjustable Rate

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Nov 2, 2018
Property Address	21322 LOCHMERE LN, KATY, TX 77450-5237
Document Number	0000123798
Map Reference	SL 1021B
Instrument Date	Oct 27, 2018
Instrument	2018123798
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	MONARCH TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21322 CLOCHMERE, 21322, KATY, TX 77450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21322 LOCHMERE LN, KATY, TX 77450-5237

Mortgage

Document Number	0000123799
Date	Nov 2, 2018
Instrument	2018123799

Lender

Name	COMPASS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21322 Lochmere Ln was $17,480 with a homeowner's exemption, down 4.7% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,480.00 (-4.72%) Homeowner's exemption	$999,500 (-1.63%) Land $181,350 Building $818,150	$999,500 (-1.63%) Land $181,350 Building $818,150
2024	$18,346.00 (-15.6%) Homeowner's exemption	$1,016,070 (-) Land $181,350 Building $834,720	$1,016,070 (-) Land $181,350 Building $834,720
2023	$21,736.00	$1,016,070 Land $90,000 Building $926,070	$1,016,070 Land $90,000 Building $926,070
2018	$12,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21322 Lochmere Ln in Zone X, an area of moderate flood risk, though there have been 48 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 234 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	234 in force
Nearby Flood Claims	48 (2017–2021)
Claims Outside the SFHA	48 of 48
Most Recent Claim	Feb 2021 · Severe Winter Storms
Claims by Event	Hurricane Harvey, Aug 2017 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21322 Lochmere Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 5 serves 2,460 people · EPA ID TX0790291
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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