Harris County property record for 21322 Cumberland Way, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,332 sqft · built 2001 |
| Lot Size | 0.311 acres (13,548 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $184,600 (Mar 2008) |
| Tax Bill | $6,006 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Sep 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-603-003-0004 |
| Primary APN | 120-603-003-0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,332 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 13,548 sqft (0.311 acres) |
| View / Lot | Primary |
| Garage Area | 391 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1206030030004 |
|---|---|
| Street Address | 21322 CUMBERLAND WAY |
| City | CYPRESS |
| State | TX |
| Zip | 77433-5883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 BLK 3 FAIRFIELD VILLAGE WEST SEC 1 |
| Legal Subdivision | FAIRFIELD VILLAGE WEST SEC 1 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 555703 |
Source: Harris County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21322 CUMBERLAND WAY, CYPRESS, TX 77433-5883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Sep 6, 2017 | Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2008 · Amount on Record |
| Deed Sale | Mar 5, 2008 · Amount on Record |
| Prior Sale | May 4, 2007 · Amount on Record |
| Deed Document Number | 2008109726 |
| Deed Book / Page | 632 / 170 |
| Prior Transfer Date | Feb 26, 2008 |
| Prior Transfer Doc | 20080109726 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 21322 CUMBERLAND WAY, CYPRESS, TX 77433-5883 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 21322 CUMBERLAND WAY, CYPRESS, TX 77433-5883 |
| Document Number | 0000055214 |
|---|---|
| Date | Feb 17, 2025 |
| Instrument | 2025-55214 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 21322 CUMBERLAND WAY, CYPRESS, TX 77433-5883 |
| Document Number | 0000446369 |
| Instrument Date | Sep 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2017 |
| Name | Verified Name |
|---|---|
| Address | 21322 CUMBERLAND WAY CYPRESS TX 774335883, CYPRESS, TX 77433-5883 |
| Document Number | 0000446369 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 446369 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33407 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,006.00 (-4.62%) Homeowner's exemption | $405,881 (-1.54%) Land $80,949 Building $324,932 | $405,881 (-1.54%) Land $80,949 Building $324,932 |
| 2024 | $6,297.00 (+205.53%) | ||
| 2023 | $412,216 Land $80,949 Building $331,267 | $412,216 Land $80,949 Building $331,267 | |
| 2022 | $2,061.00 (+13.74%) | ||
| 2020 | $1,812.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 354 serves 6,588 people · EPA ID TX1012965 |
|---|---|
| Water Source | Purchased groundwater from HARRIS COUNTY MUD 358 |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Mar 2016 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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