2132 Williams Switch Rd, Ripley, TN 38063 Property Records

Lauderdale County property record for 2132 Williams Switch Rd, Ripley, TN 38063

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,577 sqft · built 1991
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Oct 2026)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Oct 2026 Sale Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049102 02203`

Property Details

APN / Parcel Number

Primary APN	`049102 02203`
Alternative APN	`102 02203`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,577 sqft Living Area
1st Floor Area	2,226 sqft
Upper Floors Area	1,170 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	96,268 sqft (2.21 acres)
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Patio Area	324 sqft
Shed	1 Shed
Shed Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2132 WILLIAMS SWITCH RD
City	RIPLEY
State	TN
Zip	38063-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 15, COUNTY AREA: F10
Jurisdiction	LAUDERDALE TN
Township / Civil Division	1
Census Block Group	1
Census Block	1014
Census Tract	50503

Owner

Source: Lauderdale County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2132 WILLIAMS SWITCH RD, RIPLEY, TN 38063-5516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 29, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2026 · Amount on File
Deed Sale	Oct 9, 2026 · Amount on File
Prior Sale	Mar 29, 2017 · Amount on File
Deed Document Number	2026215016
Deed Book / Page	849 / 473
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Oct 9, 2026
Property Address	2132 WILLIAMS SWITCH RD, RIPLEY, TN 38063-5516
Document Number	0000215016
Book / Page	849 / 473
Instrument Date	Oct 8, 2026
Instrument	2026215016
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$127,058.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 WILLIAMS SWITCH RD, RIPLEY, TN 38063-5516

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	2132 WILLIAMS SWITCH RD, RIPLEY, TN 38063-5516
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000769/713
Date	Feb 25, 2022
Book Page	769/713
Instrument	198469

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2037

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Mar 29, 2017
Property Address	2132 WILLIAMS SWITCH RD, RIPLEY, TN 38063-5516
Document Number	0000181926
Book / Page	000698 / 000117
Instrument Date	Mar 29, 2017
Instrument	181926
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 WILLIAMS SWITCH RD RIPLEY TN 380635516, RIPLEY, TN 38063-5516

Mortgage

Document Number	181927
Date	Mar 29, 2017
Book Page	000698/000120
Instrument	181927

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00 (+12.64%)	$49,800 (-) Land $2,850 Building $46,950
2023		$49,800 Land $2,850 Building $46,950
2021			$199,200 Land $11,400 Building $187,800
2018	$1,123.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1997)
Most Recent Claim	Mar 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUDERDALE CO WATER SYSTEM serves 9,092 people · EPA ID TN0000581
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Forked Deer Connect Fiber	2,500 / 1,250
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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