2132 W 2nd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2132 W 2nd St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	6 bd · 3 ba · 2,550 sqft · built 1913
Lot Size	0.06 acres (2,631 sqft)
Owner	Company Name on File
Last Sale	$159,900 (Apr 2021)
Tax Bill	$3,750 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-1140-01070`

Property Details

APN / Parcel Number

Primary APN	`010-1140-01070`
Alternative APN	`1106846`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,550 sqft Gross Area
1st Floor Area	1,275 sqft
Basement Area	1,275 sqft
Elevator	Elevator

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1975
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Lot Area	2,631 sqft (0.06 acres)
Garage Area	400 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1106846
Street Address	2132 W 2ND ST
City	DULUTH
State	MN
Zip	55806-2039
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	N 52 1/2 FT SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	74
Legal Lot Number	352
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3018
Census Tract	15600

Owner

2132 W 2nd St, a residential property, is owned by a company that bought it in April 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	1728 W 1ST ST, 12, DULUTH, MN 55806-2144
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Warranty Deed, Transfer · Commercial Mortgage NORTH SHORE BANK OF COMMERCE
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on File
Deed Sale	Apr 7, 2021 · Amount on File
Prior Sale	Oct 27, 2016 · Amount on File
Deed Document Number	20211409485
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 7, 2021
Property Address	2132 W 2ND ST, DULUTH, MN 55806-2039
Document Number	0001409485
Instrument Date	Mar 29, 2021
Instrument	1409485
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527.67
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 1 2 W 1ST STREET #10 # 10, 10, DULUTH, MN 55802-2026

Mortgage

Document Number	0001409486
Date	Apr 7, 2021
Instrument	1409486

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55816

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	83 Months
Due	Mar 29, 2028

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2132 W 2ND ST, DULUTH, MN 55806-2039
Document Number	00A1307637
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5610 RALEIGH ST DULUTH MN 558072388, DULUTH, MN 55807-2388

Mortgage

Document Number	00A1307637
Date	Apr 19, 2017
Instrument	A1307637

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2132 W 2nd St was $3,750, up 14.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,750.00 (+14.26%)
2025	$3,282.00 (+7.11%)	$228,500 (+17.36%) Land $9,900 Building $218,600	$228,500 (+17.36%) Land $9,900 Building $218,600
2024	$3,064.00	$194,700 Land $11,900 Building $182,800	$194,700 Land $11,900 Building $182,800
2022		$161,000 Land $10,500 Building $150,500	$161,000 Land $10,500 Building $150,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2132 W 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2132 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

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