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2132 S Harding Ave, Chicago, IL 60623 Property Records

Cook County property record for 2132 S Harding Ave, Chicago, IL 60623

Property Summary

Property TypeApartments (5+ Units)
Details3 bd · 3 ba · 2,940 sqft · built 1916
Lot Size0.083 acres (3,612 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Apr 2025)
Tax Bill$1,799 (2023)
Deeds & MortgagesSep 2026 Mortgage
May 2017 Transfer
Flood ZoneZone X (minimal risk)
APN16-23-317-030

Property Details

APN / Parcel Number

Primary APN16-23-317-030
Alternative APN
  • 16-23-317-030-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Units7 Units
Stories3 Stories
Building Area2,940 sqft Living Area

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1918
Architectural StyleMulti-Family
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialTar & Gravel
Lot Area3,612 sqft (0.083 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address2132 S HARDING AVE
CityCHICAGO
StateIL
Zip60623-2492
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRT-4
Legal DescriptionJOHN (KROLOVECS) SUB LTS 46-55 58-69 73-93 100-108 & 119-133 IN SUB LTS 2-3 5 IN PARTITION OF W 60 ACS N OF SOUTH WESTERN PLA
Legal Range13E
Legal Township39N
Legal Section23
Legal SubdivisionKROLOVECS SUB
Legal Lot Number2,3
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2027
Census Tract292400

Owner

2132 S Harding Ave, a residential property, is owned and occupied by two individuals who bought it in April 2025.

Source: Cook County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address2132 S HARDING AVE, CHICAGO, IL 60623-2492
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
NFM LENDING
May 26, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2025 · Amount on File
Deed SaleApr 9, 2025 · Amount on File
Deed Document Number202522133
Prior Transfer DateMar 28, 2016
Prior Transfer Doc0000034056
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateSep 17, 2026
Property Address2132 S HARDING AVE, CHICAGO, IL 60623-2492
Document Number0000026137
Instrument DateMay 8, 2026
Instrument202626137
Transaction TypeMortgage
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address16638 126TH AVE NE, WOODINVILLE, WA 98072-7927

Mortgage

Document Number0000026137,
DateSep 17, 2026
Instrument202626137
Lender
NameNFM LENDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate7.5%
Initial TypeFixed Rate
Max Rate-1%

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateMay 26, 2017
Property Address2132 S HARDING AVE, CHICAGO, IL 60623-2492
Document Number1714634056
Instrument DateMar 28, 2016
Instrument14634056
Transaction TypeTransfer
Record UpdatedJun 8, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 BELMONT RD UTICA MS 391759422, UTICA, MS 39175-9422

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,000 Land $5,237 Building $22,763$280,000 Land $52,370 Building $227,630
2023$1,799.00 (+2.57%)
2022$1,754.00$8,499 Land $4,244 Building $4,255$84,990 Land $42,440 Building $42,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2132 S Harding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2132 S Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 875 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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