2132 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2132 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,546 sqft · built 1994
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Apr 2022)
Tax Bill	$10,578 (2025)
Deeds & Mortgages	Apr 2022 Sale Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-32-2750-00230-0090`

Property Details

APN / Parcel Number

Primary APN	`18-12-32-2750-00230-0090`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,546 sqft Heated Area
Gross Area	2,311 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,252 sqft (0.258 acres)
Driveway	Driveway
Driveway Area	459 sqft
Pool Area	851 sqft
Deck Area	527 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2132 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FUQUAY SUB DIV BL-23 LOT 9 AND S 1/2 LOT 8 OR 315 PG 332 OR 1601/916-DC OR 2300/334- OR 2301/1152-DC OR 2309/1926 OR 2311/143
Legal Range	32E
Legal Township	12S
Legal Section	18
Legal Subdivision	FUQUAY SUB
Legal Block	23
Legal Lot Number	8,9
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3087
Census Tract	60302

Owner

2132 S Central Ave is owned by an individual who bought it in April 2022.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	613 WINDRIDGE LN, MORRISTOWN, TN 37814-2412
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 10, 2018	Grant Deed, Transfer ATTORNEY ONLY
Oct 5, 2018	Warranty Deed, Transfer · Conventional Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Prior Sale	Oct 10, 2018
Deed Document Number	2022018911
Deed Book / Page	2676 / 1766
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 11, 2022
Property Address	2132 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3945
Document Number	0026761766
Book / Page	2676 / 1766
Map Reference	MB 1 PG 26
Instrument Date	Mar 31, 2022
Instrument	2022018911
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Tax	$4,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2132 S CENTRAL AVE, 2132, FLAGLER BEACH, FL 32136-3945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 WINDRIDGE LN, MORRISTOWN, TN 37814-2412

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2132 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3945

Mortgage

Document Number	0024840092
Date	Oct 8, 2020
Book Page	2484/92
Instrument	2020040675

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 10, 2018
Property Address	2132 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3945
Document Number	0023111494
Book / Page	002311 / 001494
Instrument Date	Oct 5, 2018
Instrument	38434
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2132 S CENTRAL AVE FLAGLER BEACH FL 321363945, FLAGLER BEACH, FL 32136-3945

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 5, 2018
Property Address	2132 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3945
Document Number	0023110143
Book / Page	2311 / 0143
Map Reference	MB1 PG26
Instrument Date	Sep 27, 2018
Instrument	2018037949
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69W ESTVIEW RD, 69W, PEQUEA, PA 17565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3945

Mortgage

Document Number	2018037950
Date	Oct 5, 2018
Instrument	2018037950

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2132 S Central Ave was $10,578.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,578.00	$546,750 Land $261,500 Building $285,250	$546,750 Land $261,500 Building $285,250
2023	$8,793.00 (+80.04%)	$445,888 (+54.37%) Land $175,000 Building $270,888	$445,888 (+2.54%) Land $175,000 Building $270,888
2022	$4,884.00 Homeowner's exemption	$288,838	$434,856 Land $175,000 Building $259,856

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2132 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2132 S Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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