2132 Lochnayne Ln, Davison, MI 48423 Property Records

Genesee County property record for 2132 Lochnayne Ln, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,875 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2017)
Tax Bill	$5,430 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-19-526-030`

Property Details

APN / Parcel Number

Primary APN	`05-19-526-030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,875 sqft Living Area
1st Floor Area	1,356 sqft
Basement Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 87 ft wide
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2132 LOCHNAYNE LN
City	DAVISON
State	MI
Zip	48423-8376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	LOT 30 VILLAGES OF WICKLOW NO 1 SEC 19 T7N R8E
Legal Range	08E
Legal Township	07N
Legal Section	19
Legal Subdivision	VILLAGES OF WICKLOW NO 1
Legal Lot Number	30
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	1
Census Block	1022
Census Tract	11612

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2132 LOCHNAYNE LN, DAVISON, MI 48423-8376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 3, 2020	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP
Oct 20, 2017	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2017 · Amount on Record
Deed Sale	Oct 20, 2017 · Amount on Record
Prior Sale	Apr 14, 2010 · Amount on Record
Deed Document Number	201767108
Last Transfer Date	Feb 11, 2020
Transfer Doc	0000012416
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2132 LOCHNAYNE LN, DAVISON, MI 48423-8376
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 LOCHNAYNE LN, DAVISON, MI 48423-8376

Mortgage

Document Number	0000032315
Date	May 15, 2023
Instrument	202305150032315

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2132 LOCHNAYNE LN, DAVISON, MI 48423-8376
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102180011802
Date	Feb 18, 2021
Instrument	202102180011802

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Apr 1, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Mar 3, 2020
Property Address	2132 LOCHNAYNE LN, DAVISON, MI 48423-8376
Document Number	202003030012416
Map Reference	LB 74 PG 14
Instrument Date	Feb 11, 2020
Instrument	202003030012416
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2132 LOCHNAYNE LN, 2132, DAVISON, MI 48423-8376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 LOCHNAYNE LN, DAVISON, MI 48423-8376

Mortgage

Document Number	202003030012417
Date	Mar 3, 2020
Instrument	202003030012417

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 20, 2017
Property Address	2132 LOCHNAYNE LN, DAVISON, MI 48423-8376
Document Number	201710200067108
Map Reference	LB74 PG14
Instrument Date	Sep 28, 2017
Instrument	201710200067108
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2132 LOCHNAYNE LN, 2132, DAVISON, MI 48423-8376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 HUNT CLUB DR, GRAND BLANC, MI 48439-7062

Mortgage

Document Number	201710200067110
Date	Oct 20, 2017
Instrument	201710200067110

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,200 (+2.4%) Land $26,400 Building $148,800	$350,400 (+2.4%) Land $52,800 Building $297,600
2025	$5,430.00 (+2.05%) Homeowner's exemption	$171,100 (+13.84%)	$342,200 (+13.84%)
2024	$5,321.00 (+22.86%)
2023		$150,300	$300,600
2019	$4,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2023–2024)
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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