2132 Laughter Rd N, Nesbit, MS 38651 Property Records

DeSoto County property record for 2132 Laughter Rd N, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,475 sqft · built 2022
Lot Size	0.437 acres (19,055 sqft)
Owner	Individual Name on Record
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-6-24-04-0-00136-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-6-24-04-0-00136-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,475 sqft Adjusted Area
1st Floor Area	1,926 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,055 sqft (0.437 acres)

Location & Zoning

Street Address	2132 LAUGHTER RD N
City	NESBIT
State	MS
Zip	38651-8904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WATSON PLACE SEC C LOT 136
Legal Range	007
Legal Township	02S
Legal Section	24
Legal Subdivision	WATSON PLACE SEC C
Legal Lot Number	136
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3013
Census Tract	70722

Owner

Source: DeSoto County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2132 LAUGHTER RD N, NESBIT, MS 38651-8904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jul 7, 2022	Warranty Deed, Transfer · FHA Mortgage CME LENDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022
Deed Sale	Jul 7, 2022
Deed Book / Page	1003 / 168
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Apr 15, 2026
Property Address	2132 LAUGHTER RD N, NESBIT, MS 38651-8904
Document Number	5663040188
Book / Page	5663 / 40188
Instrument Date	Mar 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 LAUGHTER RD N, NESBIT, MS 38651-8904

Mortgage

Document Number	5663040188,
Date	Apr 15, 2026
Book Page	5663/40188

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Aug 1, 2052

Interest

Rate	6.01%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2132 LAUGHTER RD N, NESBIT, MS 38651-8904
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5474 NEW POINTE DR, SOUTHAVEN, MS 38672-6640

Mortgage

Document Number	005445/192
Date	Jan 18, 2022
Book Page	5445/192

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	SOUTHAVEN, MS 38671

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 11, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 7, 2022
Property Address	2132 LAUGHTER RD N, NESBIT, MS 38651-8904
Document Number	001003/168
Book / Page	1003 / 168
Map Reference	MB 137 PG 6
Instrument Date	Jul 6, 2022
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 408, SOUTHAVEN, MS 38671-0005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 LAUGHTER RD N, NESBIT, MS 38651-8904

Mortgage

Document Number	0000556454
Date	Jul 7, 2022
Instrument	5564/54

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,043.00 (+14.58%)	$28,410 (+36.3%) Land $3,600 Building $24,810	$284,101 (+36.3%) Land $36,000 Building $248,101
2023	$1,783.00	$20,844	$208,443 Land $36,000 Building $172,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

2132 Laughter Rd N, Nesbit, MS 38651 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Laughter Rd N

Nearby Streets

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