San Diego County property record for 2132 Estela Dr, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,366 sqft · built 1978 |
| Lot Size | 0.485 acres (21,140 sqft) |
| Owner | Company Name on File |
| Last Sale | $250,000 (May 1998) |
| Tax Bill | $5,972 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 386-562-33-00 |
| Primary APN | 386-562-33-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,366 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 21,140 sqft (0.485 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2132 ESTELA DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-9 |
| Legal Description | LOT 409 TR 008164 |
| Legal Subdivision | FLETCHER HILLS |
| Legal Tract | 008164 |
| Legal Block | 2 |
| Legal Lot Number | 409 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 16201 |
2132 Estela Dr is owned by a company that acquired it in March 2017 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2132 ESTELA DR, EL CAJON, CA 92020-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1998 · Amount on File |
| Deed Sale | May 1, 1998 · Amount on File |
| Deed Document Number | 1998250586 |
| Last Transfer Date | Mar 31, 2017 |
| Transfer Doc | 0000172406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2132 ESTELA DR, EL CAJON, CA 92020-1010 |
| Document Number | 0000090702 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2132 ESTELA DR EL CAJON CA 920201010, EL CAJON, CA 92020-1010 |
| Document Number | 0000090702 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 90702 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 7, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 18, 2017 |
| Property Address | 2132 ESTELA DR, EL CAJON, CA 92020-1010 |
| Document Number | 0000172406 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 172406 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2132 ESTELA DR EL CAJON CA 920201010, EL CAJON, CA 92020-1010 |
The 2025 property tax bill for 2132 Estela Dr was $5,972 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $406,982 (+2%) Land $135,457 Building $271,525 | |
| 2025 | $5,972.00 Homeowner's exemption | $399,002 Land $132,801 Building $266,201 |
| 2023 | $5,914.00 (+7.47%) Homeowner's exemption | $383,511 Land $127,646 Building $255,865 |
| 2022 | $5,503.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2132 Estela Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2132 Estela Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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