21318 E 32nd Ter S, Independence, MO 64057 Property Records

Jackson County property record for 21318 E 32nd Ter S, Independence, MO 64057 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,686 sqft · built 2016
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,521 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-930-08-27`

Property Details

APN / Parcel Number

Primary APN	`24-930-08-27`
Alternative APN	`1617345`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	4,157 sqft
1st Floor Area	1,686 sqft
Basement Area	1,779 sqft
Finished Basement	554 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	75 sqft
Deck Area	232 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Private

Location & Zoning

Account Number	1617345
Street Address	21318 E 32ND TER S
City	INDEPENDENCE
State	MO
Zip	64057-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWBROOK ESTATES FIRST PLAT---LOT 25
Legal Subdivision	MEADOWBROOK ESTATES FIRST PLAT
Legal Lot Number	25
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	2
Census Block	2010
Census Tract	14804

Owner

Source: Jackson County records · APN 24-930-08-27

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21318 E 32ND TER S, INDEPENDENCE, MO 64057-2720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage DELMAR FINANCIAL CO
Apr 16, 2020	Warranty Deed, Transfer · VA Mortgage DELMAR FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2020
Deed Sale	Apr 16, 2020
Prior Sale	Aug 05, 2016
Deed Document Number	2020E0030950
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	21318 E 32ND TER S, INDEPENDENCE, MO 64057-2720
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21318 E 32ND TER S, INDEPENDENCE, MO 64057-2720

Mortgage

Document Number	00E0025713
Date	Apr 13, 2023
Instrument	2023E0025713

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 01, 2063

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	21318 E 32ND TER S, INDEPENDENCE, MO 64057-2720
Transaction Type	Mortgage
Record Updated	Dec 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21318 E 32ND TER S, INDEPENDENCE, MO 64057-2720

Mortgage

Document Number	00E0129881
Date	Nov 29, 2021
Instrument	2021E0129881

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Dec 01, 2047

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 16, 2020
Property Address	21318 E 32ND TER S, INDEPENDENCE, MO 64057-2720
Document Number	0000E30950
Instrument Date	Apr 15, 2020
Instrument	30950E
Transaction Type	Transfer
Record Updated	May 06, 2020
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21318 E 32ND TER S INDEPENDENCE MO 640572720, INDEPENDENCE, MO 64057-2720

Mortgage

Document Number	E30975
Date	Apr 16, 2020
Instrument	30975E

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,715 (+13.94%) Land $15,432 Building $76,283	$482,710 (+13.94%)
2024	$5,521.00 (+2.13%)
2023	$5,406.00	$80,496 Land $12,428 Building $68,068	$423,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950148042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 7% of Missouri
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Wisper ISP, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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