21317 Bertram Rd, San Jose, CA 95120 Property Records

Santa Clara County property record for 21317 Bertram Rd, San Jose, CA 95120

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 940 sqft · built 1930
Lot Size	0.308 acres (13,400 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jun 2009)
Tax Bill	$6,690 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`583-18-010`

Property Details

APN / Parcel Number

Primary APN	`583-18-010`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
1st Floor Area	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1945
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	13,400 sqft (0.308 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	21317 BERTRAM RD
City	SAN JOSE
State	CA
Zip	95120-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-H1
Legal Description	MAP J7 894
Legal Subdivision	LAKE ALMADEN PROPERTIES
Legal Block	C
Legal Lot Number	59,60
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2048
Census Tract	511911

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the New Almaden listed 1966 · 6 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21317 Bertram Rd is owned and occupied by an individual who bought it in June 2009.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	21317 BERTRAM RD, SAN JOSE, CA 95120-4321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2009 · Amount on File
Deed Sale	Jun 22, 2009 · Amount on File
Prior Sale	Mar 13, 2009 · Amount on File
Deed Document Number	200920302710
Prior Transfer Date	Jan 3, 2003
Prior Transfer Doc	0016745724
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21317 BERTRAM RD, SAN JOSE, CA 95120-4321
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023635883
Date	Apr 28, 2017
Instrument	23635883

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21317 BERTRAM RD, SAN JOSE, CA 95120-4321
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024418202
Date	Mar 2, 2020
Instrument	24418202

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21317 BERTRAM RD, SAN JOSE, CA 95120-4321
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21317 BERTRAM RD, SAN JOSE, CA 95120-4321

Mortgage

Document Number	0024775872
Date	Jan 6, 2021
Instrument	24775872

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 21317 Bertram Rd was $6,690 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$564,794 (+2%) Land $538,535 Building $26,259
2025	$6,690.00 Homeowner's exemption	$553,721 Land $527,976 Building $25,745
2023	$6,230.00 (+0.84%) Homeowner's exemption	$532,222 Land $507,475 Building $24,747
2022	$6,178.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21317 Bertram Rd in Zone D, where flood risk has not been studied, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	14 (1983–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Feb 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21317 Bertram Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Etheric Networks.

Cell Coverage

No cell data coverage reported

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