21315 40th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 21315 40th Ave E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,694 sqft · built 1993
Lot Size0.499 acres (21,755 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (May 2026)
Tax Bill$5,750 (2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
Dec 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN500064-0-200

Property Details

APN / Parcel Number

Primary APN500064-0-200

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,694 sqft Living Area
Gross Area730 sqft
1st Floor Area864 sqft
Upper Floors Area802 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area21,755 sqft (0.499 acres)
Garage TypeAttached
Garage Area730 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area90 sqft
Deck Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address21315 40TH AVE E
CitySPANAWAY
StateWA
Zip98387-6864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionSECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 23 CLASSIC VIEW ESTATES PH I L 20 TOG/W 1/86 UND INT IN TR A, B & C ALSO POR PRI RD ABUTT EASE OF REC OUT OF 2-026 & 2-027 SEG E0017NF 10/5/92BO
Legal Range03
Legal Township18
Legal Section12
Legal SubdivisionCLASSIC VIEW ESTATES PH I
Legal Phase1
Legal TractA
Legal BlockC
Legal Lot Number20
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group2
Census Block2001
Census Tract71414

Owner

Source: Pierce County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21315 40TH AVE E, SPANAWAY, WA 98387-6864
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Warranty Deed, Transfer · Conventional Mortgage
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Dec 16, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Feb 24, 2020Deed of Trust, Mortgage · VA Mortgage
USAA
Aug 1, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LNDG LLC
Apr 21, 2017Deed of Trust, Mortgage · VA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2026 · Amount on Record
Deed SaleMay 12, 2026 · Amount on Record
Prior SaleApr 21, 2025 · Amount on Record
Deed Document Number2026150
Prior Transfer DateJan 25, 2012
Prior Transfer Doc0000000358
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMay 12, 2026
Property Address21315 40TH AVE E, SPANAWAY, WA 98387-6864
Document Number0000000150
Instrument DateMay 6, 2026
Instrument2026.150
Transaction TypeTransfer
Record UpdatedMay 21, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$956,268.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21315 40TH AVE E, SPANAWAY, WA 98387-6864

Mortgage

Document Number0000000151,
DateMay 12, 2026
Instrument2026.12.151
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address21315 40TH AVE E, SPANAWAY, WA 98387-6864
Document Number2012211413
Instrument DateDec 16, 2020
Transaction TypeMortgage
Record UpdatedJan 7, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21315 40TH AVE E SPANAWAY WA 983876864, SPANAWAY, WA 98387-6864

Mortgage

Document Number2012211413
DateDec 21, 2020
Instrument202012211413
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address21315 40TH AVE E, SPANAWAY, WA 98387-6864
Document Number2004200295
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21018 40TH AVE E SPANAWAY WA 98387, SPANAWAY, WA 98387

Mortgage

Document Number2004200295
DateApr 20, 2020
Instrument202004200295
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address21315 40TH AVE E, SPANAWAY, WA 98387-6864
Document Number1908060436
Instrument DateAug 1, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21315 40TH AVE E SPANAWAY WA 983876864, SPANAWAY, WA 98387-6864

Mortgage

Document Number1908060436
DateAug 6, 2019
Instrument201908060436
Lender
NameFIGURE LNDG LLC
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 5, 2029
Interest
Rate TypeAdjustable Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address21315 40TH AVE E, SPANAWAY, WA 98387-6864
Document Number1705030006
Instrument DateApr 21, 2017
Transaction TypeMortgage
Record UpdatedMay 10, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21315 40TH AVE E SPANAWAY WA 983876864, SPANAWAY, WA 98387-6864

Mortgage

Document Number1705030006
DateMay 3, 2017
Instrument201705030006
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 2, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,750.00 (+2.24%)$513,700 (+0.08%) Land $207,500 Building $306,200$513,700 (+0.08%) Land $207,500 Building $306,200
2025$5,624.00 (+4.32%)$513,300 (+10.36%) Land $214,000 Building $299,300$513,300 (+10.36%) Land $214,000 Building $299,300
2024$5,391.00 (-2.27%)$465,100 (-3.98%) Land $210,800 Building $254,300$465,100 (-3.98%) Land $210,800 Building $254,300
2023$5,516.00$484,400 Land $210,800 Building $273,600$484,400 Land $210,800 Building $273,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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