21313 Hammersmith Rd, Defiance, OH 43512 Property Records

Defiance County property record for 21313 Hammersmith Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 1967
Lot Size	0.836 acres (36,399 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Jun 2013)
Tax Bill	$2,505 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B110004A00300`

Property Details

APN / Parcel Number

Primary APN	`B110004A00300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	4,438 sqft
1st Floor Area	1,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	36,399 sqft (0.836 acres)
Lot Dimensions	182 ft deep x 200 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached - Unfinished
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	424 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	21313 HAMMERSMITH RD
City	DEFIANCE
State	OH
Zip	43512-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MELIA SUB LOT 3
Legal Subdivision	MELIA
Legal Lot Number	3
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	4
Census Block	4021
Census Tract	958600

Owner

21313 Hammersmith Rd is owned and occupied by two individuals who bought it in June 2013.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21313 HAMMERSMITH RD, DEFIANCE, OH 43512-8612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK/BLUFFTON
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Jul 22, 2021	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2013 · Amount on File
Deed Sale	Jun 10, 2013 · Amount on File
Prior Sale	Mar 23, 2004
Deed Document Number	20132994
Deed Book / Page	372 / 1265
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	Jun 22, 2026
Property Address	21313 HAMMERSMITH RD, DEFIANCE, OH 43512-8612
Document Number	0000002278
Book / Page	482 / 1096
Instrument Date	Jun 16, 2026
Instrument	20262278
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21313 HAMMERSMITH RD, DEFIANCE, OH 43512-8612

Mortgage

Document Number	0000002278,
Date	Jun 22, 2026
Book Page	482/1096
Instrument	20262278

Lender

Name	CITIZENS NATIONAL BANK/BLUFFTON

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 30, 2036

Interest

Rate	6.51%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	21313 HAMMERSMITH RD, DEFIANCE, OH 43512-8612
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21313 HAMMERSMITH RD, DEFIANCE, OH 43512-8612

Mortgage

Document Number	00449/1999
Date	Jun 15, 2022
Book Page	449/1999
Instrument	202200002850

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	21313 HAMMERSMITH RD, DEFIANCE, OH 43512-8612
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	440/1934
Date	Jul 22, 2021
Book Page	440/1934
Instrument	202100004072

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	VAN WERT, OH 45891

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 30, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 21313 Hammersmith Rd was $2,505.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,505.00	$64,400 (-) Land $4,990 Building $59,410
2024	$2,505.00 (+1.17%)	$64,400 (-) Land $4,990 Building $59,410	$184,000 (+%) Land $14,270 Building $169,730
2023	$2,476.00 (+26.13%)	$64,400 (+42.23%) Land $4,990 Building $59,410	$183,999 Land $14,257 Building $169,742
2022	$1,963.00	$45,280 Land $4,880 Building $40,400
2020			$129,370 Land $13,930 Building $115,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21313 Hammersmith Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21313 Hammersmith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arthur Mutual Telephone Fiber	1,000 / 500

May also be available: MetaLINK Technologies.

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