21312 E St, Elkhorn, NE 68022 Property Records

Douglas County property record for 21312 E St, Elkhorn, NE 68022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,179 sqft · built 2022
Lot Size	0.319 acres (13,927 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Nov 2025)
Tax Bill	$14,669 (2024)
Deeds & Mortgages	Jul 2025 Construction Loan Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0643950734`

Property Details

APN / Parcel Number

Primary APN	`R0643950734`
Alternative APNs	`4395 0734 06` `0643950734`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
Basement Area	2,147 sqft
Finished Basement	1,803 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2022
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,927 sqft (0.319 acres)
Garage Type	Attached
Garage Area	1,126 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0643950734
Street Address	21312 E ST
City	ELKHORN
State	NE
Zip	68022-3259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE SAGE CREEK LOT 68 BLOCK 0 LT 68 13927 SQFT
Legal Subdivision	BLUE SAGE CREEK
Legal Lot Number	68
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4005
Census Tract	7509

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21312 E ST, ELKHORN, NE 68022-3259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · Construction Mortgage SECURITY NATIONAL BANK OF OMAHA
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Oct 5, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VERIDIAN CU
Jan 14, 2022	Warranty Deed, Construction Loan · Construction Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Oct 5, 2022 · Amount on Record
Deed Document Number	2025095247
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	21312 E ST, ELKHORN, NE 68022-3259
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058570
Date	Jul 29, 2025
Instrument	2025058570

Lender

Name	SECURITY NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68131

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Nov 21, 2025
Property Address	21312 E ST, ELKHORN, NE 68022-3259
Document Number	0000095247
Instrument Date	Nov 14, 2025
Instrument	2025095247
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,914.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21312 E ST, ELKHORN, NE 68022-3259

Mortgage

Document Number	0000095248
Date	Nov 21, 2025
Instrument	2025095248

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 5, 2022
Property Address	21312 E ST, ELKHORN, NE 68022-3259
Document Number	0000099989
Instrument Date	Sep 13, 2022
Instrument	2022099989
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 3, 2025
Title Company	GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099990
Date	Oct 5, 2022
Instrument	2022099990

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Change Frequency	5 Years

January 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jan 14, 2022
Property Address	21312 E ST, ELKHORN, NE 68022-3259
Document Number	0000005729
Instrument Date	Dec 9, 2021
Instrument	2022005729
Transaction Type	Construction Loan
Record Updated	Dec 3, 2025
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005730
Date	Jan 14, 2022
Instrument	2022005730

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Elkhorn Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$722,400 (+6.75%) Land $87,200 Building $635,200	$722,400 (+6.75%) Land $87,200 Building $635,200
2024	$14,669.00 (-15.46%)
2023	$17,352.00 (+820.53%)	$676,700 Land $87,200 Building $589,500	$676,700 Land $87,200 Building $589,500
2022	$1,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Fiber	2,000 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband, Verizon.

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