2131 Tuscanyview Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2131 Tuscanyview Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · built 2021
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (May 2025)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-00-03-025.00`

Property Details

APN / Parcel Number

Primary APN	`043-00-03-025.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stone
Foundation Type	Concrete
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2131 TUSCANYVIEW DR
City	COVINGTON
State	KY
Zip	41017-8156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 PHASE B REV SEC 1 TUSCANY SUBD 0.32 ACS M,L
Legal Subdivision	TUSCANY SUBDIVISION
Legal Phase	1
Legal Lot Number	25
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	5
Census Block	5078
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2131 TUSCANYVIEW DR, COVINGTON, KY 41017-8156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage KEY BANK NA
Sep 21, 2020	Loan Modification, Mortgage ATTORNEY ONLY
Sep 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	2025161
Deed Book / Page	344 / 921
Record Updated	Oct 29, 2026

June 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jun 2, 2021
Property Address	2131 TUSCANYVIEW DR, COVINGTON, KY 41017-8156
Document Number	0005900210
Book / Page	94 / 608
Map Reference	SL A-1258&A-1259
Instrument Date	May 24, 2021
Instrument	21060205900210
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2023
Title Company	HOMESTEAD TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2131 TUSCANYVIEW DR, COVINGTON, KY 41017-8156

Mortgage

Document Number	0005900211
Date	Jun 2, 2021
Book Page	224/626
Instrument	21060205900211

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	7.12%

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	2131 TUSCANYVIEW DR, COVINGTON, KY 41017-8156
Document Number	000M450701
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 OLYMPIC BLVD #400 ERLANGER KY 410183593, 400, ERLANGER, KY 41018-3593

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 22, 2020
Property Address	2131 TUSCANYVIEW DR, COVINGTON, KY 41017-8156
Document Number	0000000005
Book / Page	000044 / 000517
Instrument Date	Sep 1, 2020
Instrument	5
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 OLYMPIC BLVD #400 ERLANGER KY 410183593, 400, ERLANGER, KY 41018-3593
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,000 (+17.5%) Land $80,000 Building $390,000	$470,000 (+17.5%) Land $80,000 Building $390,000
2025	$3,964.00 (-7.04%)	$400,000 (-) Land $69,500 Building $330,500	$400,000 (-) Land $69,500 Building $330,500
2023	$4,264.00	$400,000 Land $69,500 Building $330,500	$400,000 Land $69,500 Building $330,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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