2131 Teresa Dr, Norman, OK 73071 Property Records

Cleveland County property record for 2131 Teresa Dr, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,331 sqft · built 1982
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$128,500 (Nov 2018)
Tax Bill	$1,750 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0031147`

Property Details

APN / Parcel Number

Primary APN	`R0031147`
Alternative APNs	`NC29CRES2 4 12001` `31147`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,331 sqft Living Area
Gross Area	1,731 sqft
1st Floor Area	1,331 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31147
Street Address	2131 TERESA DR
City	NORMAN
State	OK
Zip	73071-2473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CRESTLAND ESTATES 2ND LOT 12 BLK 4
Legal Range	02W
Legal Township	09
Legal Section	28
Legal Subdivision	CRESTLAND ESTATES 2
Legal Block	4
Legal Lot Number	12
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1002
Census Tract	200800

Owner

2131 Teresa Dr is owned and occupied by an individual who bought it in November 2018.

Source: Cleveland County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2131 TERESA DR, NORMAN, OK 73071-2473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE INC
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING
Sep 25, 2023	Intrafamily Transfer, Transfer
Nov 7, 2018	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG
Mar 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018 · Amount on File
Deed Sale	Nov 7, 2018 · Amount on File
Prior Sale	Jun 21, 2011 · Amount on File
Deed Document Number	201835647
Deed Book / Page	5863 / 20
Prior Transfer Date	Dec 30, 2008
Prior Transfer Doc	R200900108
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Recording Date	Jul 9, 2026
Property Address	2131 TERESA DR, NORMAN, OK 73071-2473
Document Number	0000000001
Book / Page	6991 / 1195
Instrument Date	Jun 25, 2026
Instrument	20261
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 TERESA DR, NORMAN, OK 73071-2473

Mortgage

Document Number	0000000001,
Date	Jul 9, 2026
Book Page	6991/1195
Instrument	20261

Lender

Name	MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2056

Interest

Rate	6.53%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	2131 TERESA DR, NORMAN, OK 73071-2473
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202145327
Date	Oct 21, 2021
Book Page	6331/445
Instrument	R 2021 45327

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Sep 25, 2023
Property Address	2131 TERESA DR, NORMAN, OK 73071-2473
Document Number	R202326390
Book / Page	6591 / 1460
Instrument Date	Sep 20, 2023
Instrument	R 2023 26390
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 W BURR OAK RD, NORMAN, OK 73072-9125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 TERESA DR, NORMAN, OK 73071-2473

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Nov 7, 2018
Property Address	2131 TERESA DR, NORMAN, OK 73071-2473
Document Number	0000035647
Book / Page	005863 / 000020
Instrument Date	Nov 5, 2018
Instrument	35647
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2131 TERESA DR NORMAN OK 730712473, NORMAN, OK 73071-2473

Mortgage

Document Number	35648
Date	Nov 7, 2018
Book Page	005863/000022
Instrument	35648

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 5, 2018
Property Address	2131 TERESA DR, NORMAN, OK 73071-2473
Document Number	0000006029
Book / Page	005774 / 000334
Instrument Date	Oct 25, 2017
Instrument	6029
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 TERESA DR NORMAN OK 730712473, NORMAN, OK 73071-2473

Tax Assessment & Valuation

The 2025 property tax bill for 2131 Teresa Dr was $1,750 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,750.00 Homeowner's exemption	$15,586 Land $3,090 Building $12,496	$179,901 Land $35,668 Building $144,233
2023	$1,645.00 (+4.31%) Homeowner's exemption	$14,691 (-) Land $1,800 Building $12,891	$122,433 (-) Land $15,000 Building $107,433
2022	$1,577.00 Homeowner's exemption	$14,691 Land $1,800 Building $12,891	$122,433 Land $15,000 Building $107,433

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2131 Teresa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2131 Teresa Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: OEC Fiber, T-Mobile.

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