2131 Stone Creek Dr, Unit E, Fleming Island, FL 32003 Property Records

Clay County property record for 2131 Stone Creek Dr, Unit E, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 2004
Lot Size	0.146 acres (6,339 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Oct 2021)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	May 2026 Sale Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-05-26-014176-009-18`

Property Details

APN / Parcel Number

Primary APN	`09-05-26-014176-009-18`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	1,736 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,339 sqft (0.146 acres)
Garage Type	Attached
Garage Area	465 sqft
Porch	Finished Screened Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2131 STONE CREEK DR, E
City	FLEMING ISLAND
State	FL
Zip	32003-4080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 21-E STONE CREEK @ EAGLE HARBOR OR 4522 PG 1793
Legal Range	26E
Legal Township	05S
Legal Section	09
Legal Subdivision	STONE CREEK
Legal Lot Number	21-E
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3017
Census Tract	30701

Owner

Source: Clay County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3866 FALCON CREST DR, GREEN COVE SPRINGS, FL 32043-9218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 15, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Nov 4, 2004 · Amount on Record
Deed Document Number	202165409
Deed Book / Page	4522 / 1793
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY FL
Recording Date	May 20, 2026
Property Address	2131 STONE CREEK DR, FLEMING ISLAND, FL 32003-4081
Document Number	0000024742
Book / Page	5047 / 1150
Instrument Date	May 20, 2026
Instrument	202624742
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3866 FALCON CREST DR, GREEN COVE SPRINGS, FL 32043-9218

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY FL
Recording Date	Oct 15, 2021
Property Address	2131 STONE CREEK DR UNIT E, E, FLEMING ISLAND, FL 32003-4080
Document Number	0045221793
Book / Page	4522 / 1793
Map Reference	MB 45 PG 3-12
Instrument Date	Oct 15, 2021
Instrument	2021065409
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 STONE CREEK DR, FLEMING ISLAND, FL 32003-4081

Mortgage

Document Number	45221795
Date	Oct 15, 2021
Instrument	4522/1795

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (-48.36%) Homeowner's exemption	$155,645 (+5.99%)	$277,874 (+3.99%) Land $45,000 Building $232,874
2023	$3,410.00 (+7.98%) Homeowner's exemption	$146,854 (+3%)	$267,212 (+22.44%) Land $45,000 Building $222,212
2022	$3,158.00 Homeowner's exemption	$142,577	$218,237 Land $30,000 Building $188,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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