2131 Sparrow Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 2131 Sparrow Rd, Chesapeake, VA 23320

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2.5 ba · 1,704 sqft · built 2006
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,357 (2025)
Deeds & Mortgages	May 2009 Mortgage Feb 2017 Refinance + 4 more
APN	`0207001002472`

Property Details

APN / Parcel Number

Primary APN	`0207001002472`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,704 sqft Total Area
1st Floor Area	724 sqft
Upper Floors Area	724 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	21 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2131 SPARROW RD
City	CHESAPEAKE
State	VA
Zip	23320-2326
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R6: RESIDE
Legal Description	4-A RESUB LTS 2 4 6 & 8 BLK 125 SUB D N HGLDS
Legal Subdivision	NORFOLK HIGHLANDS F, G & H
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1013
Census Tract	20809

Owner

2131 Sparrow Rd is owned by two individuals who acquired it in June 2026.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2131 SPARROW RD, CHESAPEAKE, VA 23320-2326
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2009	Deed of Trust, Mortgage · FHA Mortgage COUNTRYWIDE BANK FSB
Feb 15, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 2, 2026	Deed, Transfer · VA Mortgage OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN
Jun 2, 2026	Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Feb 15, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 13, 2007	Warranty Deed, Transfer · FHA Mortgage TOWNE BANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026
Deed Sale	Jun 2, 2026
Prior Sale	Jun 13, 2007 · Amount on File
Deed Document Number	202614072
Deed Book / Page	10985 / 1481
Prior Transfer Date	May 28, 2026
Prior Transfer Doc	10985/1481
Record Updated	Oct 29, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2131 SPARROW RD, CHESAPEAKE, VA 23320-2326
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007817/453
Date	May 27, 2009
Book Page	7817/453

Lender

Name	COUNTRYWIDE BANK FSB

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2039

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2131 SPARROW RD, CHESAPEAKE, VA 23320-2326
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	09755/1266
Date	Feb 15, 2017
Book Page	9755/1266
Instrument	170004325

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 2, 2026
Property Address	2131 SPARROW RD, CHESAPEAKE, VA 23320-2326
Document Number	0000014072
Book / Page	10985 / 1481
Instrument Date	May 28, 2026
Instrument	202614072
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2131 SPARROW RD, CHESAPEAKE, VA 23320-2326

Mortgage

Document Number	0000014073,
Date	Jun 2, 2026
Instrument	202614073

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 2, 2026
Property Address	2131 SPARROW RD, CHESAPEAKE, VA 23320-2326
Document Number	10985/1481
Book / Page	10985 / 1481
Instrument Date	May 28, 2026
Instrument	202614072
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2131 SPARROW RD, CHESAPEAKE, VA 23320-2326

Mortgage

Document Number	0000014073,
Date	Jun 2, 2026
Instrument	202614073

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2131 SPARROW RD, CHESAPEAKE, VA 23320-2326
Transaction Type	Mortgage
Record Updated	Mar 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170004325
Date	Feb 15, 2017
Book Page	9755/1266
Instrument	170004325

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 13, 2007
Property Address	2131 SPARROW RD, CHESAPEAKE, VA 23320-2326
Document Number	0007118/95
Book / Page	7118 / 95
Instrument Date	May 31, 2007
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000711899
Date	Jun 13, 2007
Instrument	7118/99

Lender

Name	TOWNE BANK MTG

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2131 Sparrow Rd was $3,357.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,000 (+5.29%) Land $110,000 Building $240,000	$350,000 (+5.29%) Land $110,000 Building $240,000
2025	$3,357.00	$332,400 Land $100,000 Building $232,400	$332,400 Land $100,000 Building $232,400
2023		$290,800 (+7.19%) Land $85,000 Building $205,800	$290,800 (+7.19%) Land $85,000 Building $205,800
2022		$271,300 Land $80,000 Building $191,300	$271,300 Land $80,000 Building $191,300
2019	$2,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2131 Sparrow Rd; 14 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2131 Sparrow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	CITY OF VIRGINIA BEACH
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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