2131 Racer Ln, Cantonment, FL 32533 Property Records

Escambia County property record for 2131 Racer Ln, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,173 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (May 2014)
Tax Bill	$1,686 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-1N-31-2302-001-020`

Property Details

APN / Parcel Number

Primary APN	`30-1N-31-2302-001-020`
Alternative APN	`114406197`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,173 sqft Adjusted Area
1st Floor Area	2,079 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	244 sqft
Patio Area	36 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	114406197
Old Parcel Number	114406197
Street Address	2131 RACER LN
City	CANTONMENT
State	FL
Zip	32533-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BEG AT SW COR OF NW 1/4 OF SW 1/4 S 89 DEG 21 MIN 38 SEC E ALG S LI OF NW 1/4 OF SW 1/4 822 63/100 FT FOR POB CONT S 89 DEG
Legal Range	31W
Legal Township	01N
Legal Section	30
Legal Subdivision	SUBDIVISION NUMBER: 2302
Legal Block	20
Legal Lot Number	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	1
Census Block	1000
Census Tract	3612

Owner

2131 Racer Ln is owned and occupied by two individuals who bought it in May 2014.

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2131 RACER LN, CANTONMENT, FL 32533-9749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit CENTRAL CU/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2014 · Amount on File
Deed Sale	May 8, 2014 · Amount on File
Deed Document Number	0007178474
Deed Book / Page	5508 / 1879
Prior Transfer Date	Oct 15, 2004
Prior Transfer Doc	2004-293010
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	2131 RACER LN, CANTONMENT, FL 32533-9749
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 RACER LN, CANTONMENT, FL 32533-9749

Mortgage

Document Number	0085130688
Date	Apr 22, 2021
Book Page	8513/688
Instrument	2021043493

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	2131 RACER LN, CANTONMENT, FL 32533-9749
Document Number	0082121977
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2131 RACER LN CANTONMENT FL 325339749, CANTONMENT, FL 32533-9749

Mortgage

Document Number	0082121977
Date	Dec 10, 2019
Book Page	008212/001977
Instrument	107674

Lender

Name	CENTRAL CU/FL
Type	Credit Union
Address	PENSACOLA, FL 32522

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 9, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,001	$373,160 Land $64,000 Building $309,160
2024	$1,686.00 (+1.08%)
2023	$1,668.00 (+2.71%) Homeowner's exemption	$156,625 (+3%)	$278,524 (+10.11%) Land $60,800 Building $217,724
2022	$1,624.00 Homeowner's exemption	$152,064	$252,944 Land $60,800 Building $192,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2131 Racer Ln in Zone X, an area of minimal flood risk, though there have been 117 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	117 (1998–2020)
Claims Outside the SFHA	100 of 117
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 59 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 45 claims Hurricane Georges, Sep 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2131 Racer Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARM HILL UTILITIES, INC. serves 10,346 people · EPA ID FL1170259
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Racer Ln

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