Charles County property record for 2131 Marbella Dr, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 959 sqft · built 1986 |
| Lot Size | 0.391 acres (17,031 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Sep 2017) |
| Tax Bill | $4,014 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 06-067972 |
| Primary APN | 06-067972 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 959 sqft Living Area |
| 1st Floor Area | 959 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,031 sqft (0.391 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 067972 |
|---|---|
| Street Address | 2131 MARBELLA DR |
| City | WALDORF |
| State | MD |
| Zip | 20601-2742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 8 BLK A SEC 1 MARBELLA SUB |
| Legal Subdivision | MARBELLA SUB |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 850709 |
2131 Marbella Dr is owned by two individuals who bought it in September 2017.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7496 HARRISON DR, KING GEORGE, VA 22485-2048 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 19, 2017 | Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on File |
| Deed Sale | Sep 19, 2017 · Amount on File |
| Prior Sale | Jul 14, 1986 · Amount on File |
| Deed Book / Page | 9995 / 161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2131 MARBELLA DR, WALDORF, MD 20601-2742 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0114040428 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 11404/428 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 19, 2017 |
| Property Address | 2131 MARBELLA DR, WALDORF, MD 20601-2742 |
| Document Number | 0099950161 |
| Book / Page | 9995 / 161 |
| Map Reference | LB20 FO147 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | REALTY TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2131 MARBELLA DR, WALDORF, MD 20601-2742 |
| Document Number | 0009995169 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 9995/169 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 2131 Marbella Dr was $4,014.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,133 | $302,400 Land $126,500 Building $175,900 | |
| 2025 | $4,014.00 | ||
| 2023 | $3,569.00 Homeowner's exemption | $248,333 | $265,600 Land $126,500 Building $139,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2131 Marbella Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2131 Marbella Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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