Grayson County property record for 2131 Fulton Rd, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,952 sqft · built 2008 |
| Lot Size | 22.3 acres (971,388 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Dec 2013) |
| Tax Bill | $2,630 (2025) |
| Deeds & Mortgages | Aug 2025 Second Mortgage Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-A-123 |
| Primary APN | 54-A-123 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 5,520 sqft |
| 1st Floor Area | 3,253 sqft |
| Basement Area | 1,301 sqft |
| Finished Basement | 1,301 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 971,388 sqft (22.3 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 605 sqft |
| Deck Area | 96 sqft |
| Patio Area | 646 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 9636 |
|---|---|
| Street Address | 2131 FULTON RD |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-5034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Description | 22.30 54-A-123 |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | ELK CREEK |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 60201 |
2131 Fulton Rd is owned and occupied by an individual who bought it in December 2013.
Source: Grayson County records, as of June 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2131 FULTON RD, INDEPENDENCE, VA 24348-5034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SOVERIGN LENDING GROUP INCORPORATED |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2013 · Amount on File |
| Deed Sale | Dec 6, 2013 · Amount on File |
| Deed Book / Page | 1300 / 2590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 2131 FULTON RD, INDEPENDENCE, VA 24348-5034 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000710/199 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | 710/199 |
| Instrument | 250001611 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 2131 FULTON RD, INDEPENDENCE, VA 24348-5034 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210002036 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 210002036 |
| Name | SOVERIGN LENDING GROUP INCORPORATED |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 2131 Fulton Rd was $2,630.
Source: Grayson County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Unified School District | Grayson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,630.00 | $453,600 Land $110,200 Building $343,400 | $453,600 Land $110,200 Building $343,400 |
| 2023 | $2,665.00 | $453,600 Land $110,200 Building $343,400 | $453,600 Land $110,200 Building $343,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2131 Fulton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2131 Fulton Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: GigaBeam Networks.
5G and 4G LTE (outdoors only)
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